Financial soundness indicators of the Egyptian banking sector
| Indicators | Fiscal year 2017 | Fiscal year 2018 | Dec. 2019 |
|---|---|---|---|
| First: Capital adequacy | |||
| Capital base to risk weighted assets | 14.7 | 15.7 | 18.4 |
| Tier 1 capital to risk-weighted assets | 11.7 | 12.7 | 15.9 |
| Common equity to risk-weighted assets | 9.2 | 10.4 | 11.7 |
| Leverage ratio | 6.3 | 6.3 | 7.4 |
| Second: Asset quality | |||
| Nonperforming loans to total loans | 4.9 | 4.1 | 4.2 |
| Loan provisions to nonperforming loans | 98.3 | 98.0 | 97.6 |
| Third: Earnings | |||
| Return on average assets | 1.5 | 1.4 | 1.4 |
| Return on average equity | 21.5 | 19.2 | 19.2 |
| Fourth: Liquidity | |||
| Local currency 20% | 47.1 | 40.3 | 45.8 |
| Foreign currencies 25% | 66.4 | 67.7 | 74.0 |
| Indicators | Fiscal year 2017 | Fiscal year 2018 | Dec. 2019 |
|---|---|---|---|
| Capital base to risk weighted assets | 14.7 | 15.7 | 18.4 |
| Tier 1 capital to risk-weighted assets | 11.7 | 12.7 | 15.9 |
| Common equity to risk-weighted assets | 9.2 | 10.4 | 11.7 |
| Leverage ratio | 6.3 | 6.3 | 7.4 |
| Nonperforming loans to total loans | 4.9 | 4.1 | 4.2 |
| Loan provisions to nonperforming loans | 98.3 | 98.0 | 97.6 |
| Return on average assets | 1.5 | 1.4 | 1.4 |
| Return on average equity | 21.5 | 19.2 | 19.2 |
| Local currency 20% | 47.1 | 40.3 | 45.8 |
| Foreign currencies 25% | 66.4 | 67.7 | 74.0 |
Source(s): Central Bank of Egypt Website (2020)
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