Discriminant validity analysis by HTMT
| ACT | ATD | AWN | RGS | SN | |
|---|---|---|---|---|---|
| ACT | |||||
| ATD | 0.661 | ||||
| AWN | 0.738 | 0.770 | |||
| RGS | 0.730 | 0.706 | 0.840 | ||
| SN | 0.460 | 0.395 | 0.491 | 0.403 |
| ACT | ATD | AWN | RGS | SN | |
|---|---|---|---|---|---|
| ACT | |||||
| ATD | 0.661 | ||||
| AWN | 0.738 | 0.770 | |||
| RGS | 0.730 | 0.706 | 0.840 | ||
| SN | 0.460 | 0.395 | 0.491 | 0.403 |
Note(s): ACT = Acceptance of CAR takāful; ATD = Attitude; AWN = Awareness; RGS = Religiosity; SN = Subjective norm
Source(s): Authors' own
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