Table III

Pairwise correlations

Variables(1)(2)(3)(4)(5)(6)(7)(8)(9)
(1) VAIC™1.000        
(2) HCE0.981***1.000       
(3) SCE0.341***0.225***1.000      
(4) CEE0.214***0.0700.0461.000     
(5) SIZE0.0410.034−0.0190.102*1.000    
(6) COMP−0.0390.017−0.128**−0.266***0.689***1.000   
(7) LEV−0.138***−0.178***−0.0840.303***0.065−0.0631.000  
(8) LISTING0.0300.0010.0700.161***0.320***0.0570.0861.000 
(9) GOV−0.053−0.066−0.0580.126**0.191***−0.066−0.0320.0761.000

Notes: ADIV is an asset diversity measure; IDIV is an income diversification measure; VAIC™, value added intellectual coefficient; HCE, human capital efficiency; SCE, structural capital efficiency; CEE, capital employed efficiency; SIZE, bank size; COMP, bank competition; LEV, leverage; LISTING, stock exchange listing; GOV, government ownership. *,**,***Significant at 10, 5 and 1 per cent levels, respectively

Source: Authors’ computation in STATA14

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