Estimated results of regression
| Variables | Log_NAB (Outreach) | ROA (Profitability) |
|---|---|---|
| Mfitype_Islamic | 0.285*** (0.067) | −0.009 (0.017) |
| Return on assets | −1.221*** (0.183) | |
| Log_NAB | −0.024*** (0.005) | |
| Yield on GLP_real | −0.140 (0.095) | −0.012 (0.012) |
| Avg_loan balance per borrower GNI | −0.027* (0.013) | 0.001** (0.000) |
| Percent of female borrowers | −0.000 (0.061) | −0.007 (0.009) |
| Log_CPB | −0.825*** (0.029) | −0.050*** (0.007) |
| PaR_30days | −0.074 (0.151) | −0.059 (0.041) |
| Write off ratio | 0.656 (1.069) | −0.356*** (0.090) |
| Log_Size | 0.924*** (0.008) | 0.027*** (0.006) |
| Age_mature | −0.197*** (0.034) | −0.006 (0.004) |
| Age_new | 0.037 (0.052) | −0.029** (0.010) |
| Region_EAP | 0.407*** (0.066) | −0.053*** (0.008) |
| Region_MENA | 0.326*** (0.073) | −0.026** (0.008) |
| Region_SA | 0.258** (0.093) | −0.116*** (0.013) |
| Legal status_bank | 0.057 (0.049) | −0.002 (0.007) |
| Legal status_ngo | 0.055 (0.043) | 0.008 (0.007) |
| Profit status_non | −0.022 (0.040) | −0.013* (0.006) |
| Constant | −1.722*** (0.207) | 0.121*** (0.025) |
| Observations | 2,003 | 2,003 |
| Adj. R2 | 0.913 | 0.198 |
| Variables | ROA (Profitability) | |
|---|---|---|
| −0.009 (0.017) | ||
| Return on assets | − | |
| − | ||
| Yield on GLP_real | −0.140 (0.095) | −0.012 (0.012) |
| Avg_loan balance per borrower GNI | − | |
| Percent of female borrowers | −0.000 (0.061) | −0.007 (0.009) |
| − | − | |
| PaR_30days | −0.074 (0.151) | −0.059 (0.041) |
| Write off ratio | 0.656 (1.069) | − |
| Age_mature | − | −0.006 (0.004) |
| Age_new | 0.037 (0.052) | − |
| Region_EAP | − | |
| Region_MENA | − | |
| Region_SA | − | |
| Legal status_bank | 0.057 (0.049) | −0.002 (0.007) |
| Legal status_ngo | 0.055 (0.043) | 0.008 (0.007) |
| Profit status_non | −0.022 (0.040) | − |
| Constant | −1.722*** (0.207) | 0.121*** (0.025) |
| Observations | 2,003 | 2,003 |
| Adj. | 0.913 | 0.198 |
Notes: Robust standard errors in parentheses. *p<0.05; **p<0.01; ***p<0.001
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