Table 1 Description of variables... | Emerald Publishing

Table 1

Description of variables

Variable	Description
Dependent variable
DEP	Log of total customer deposits including time, savings and demand deposits
RWA	Risk-weighted asset intensity on total assets
Independent variable
COMPONENT_FINTECH	Principal component computed from the combination of in- house FinTech services and external collaboration with FinTech firms
IN_HOUSE FINTECH	Binary variable that takes the value of 1 when the bank offers at least 4 out of 8 FinTech business models, 0 otherwise
COLL_FINTECH	Number of collaborations between banks and FinTech companies
Moderator variable
W_INDEP	Percentage of women independent directors out of the total number of independent directors
Control variable
ROA	Net income by the average of its total assets
LNTA	Natural logarithm of total assets for banking size
TIER	Tier 1 capital/risk-weighted assets
BODSIZE	The total number of board members at the end of the fiscal year
INTEREST	Interest income on interest expense

Variable	Description
Dependent variable
DEP	Log of total customer deposits including time, savings and demand deposits
RWA	Risk-weighted asset intensity on total assets
Independent variable
COMPONENT_FINTECH	Principal component computed from the combination of in- house FinTech services and external collaboration with FinTech firms
IN_HOUSE FINTECH	Binary variable that takes the value of 1 when the bank offers at least 4 out of 8 FinTech business models, 0 otherwise
COLL_FINTECH	Number of collaborations between banks and FinTech companies
Moderator variable
W_INDEP	Percentage of women independent directors out of the total number of independent directors
Control variable
ROA	Net income by the average of its total assets
LNTA	Natural logarithm of total assets for banking size
TIER	Tier 1 capital/risk-weighted assets
BODSIZE	The total number of board members at the end of the fiscal year
INTEREST	Interest income on interest expense

Source(s): Authors' own creation