Table 3 Pairwise correlations Variables... | Emerald Publishing

Table 3

Pairwise correlations

Variables	VIF	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)
(1) DEP		1.000
(2) RWA	1.23	0.228***	1.000
(3) COMPONENT_FINTECH	3.61	0.472***	0.092*	1.000
(4) IN_HOUSE_FINTECH	1.12	0.459***	0.117**	0.872***	1.000
(5) COLL_FINTECH	3.53	0.340***	0.036	0.835***	0.458***	1.000
(6) W_INDEP	1.01	0.013	0.000	0.019	0.008	0.025	1.000
(7) ROA	1.12	−0.075	−0.059	−0.040	0.011	−0.085*	−0.062	1.000
(8) LNTA	1.21	−0.114**	−0.394***	−0.090*	−0.123***	−0.026	0.021	0.103**	1.000
(9) TIER	1.12	−0.189***	−0.060	0.016	0.110**	−0.095**	−0.061	0.221***	−0.042	1.000
(10) BODSIZE	1.15	0.500***	0.195***	0.314***	0.287***	0.247***	0.029	−0.074	−0.121**	−0.030	1.000
(11) INTERST	1.08	−0.251***	−0.007	−0.122**	−0.061	−0.152***	0.061	0.193***	0.036	−0.072	−0.056	1.000

Variables	VIF	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)
(1) DEP		1.000
(2) RWA	1.23	0.228***	1.000
(3) COMPONENT_FINTECH	3.61	0.472***	0.092*	1.000
(4) IN_HOUSE_FINTECH	1.12	0.459***	0.117**	0.872***	1.000
(5) COLL_FINTECH	3.53	0.340***	0.036	0.835***	0.458***	1.000
(6) W_INDEP	1.01	0.013	0.000	0.019	0.008	0.025	1.000
(7) ROA	1.12	−0.075	−0.059	−0.040	0.011	−0.085*	−0.062	1.000
(8) LNTA	1.21	−0.114**	−0.394***	−0.090*	−0.123***	−0.026	0.021	0.103**	1.000
(9) TIER	1.12	−0.189***	−0.060	0.016	0.110**	−0.095**	−0.061	0.221***	−0.042	1.000
(10) BODSIZE	1.15	0.500***	0.195***	0.314***	0.287***	0.247***	0.029	−0.074	−0.121**	−0.030	1.000
(11) INTERST	1.08	−0.251***	−0.007	−0.122**	−0.061	−0.152***	0.061	0.193***	0.036	−0.072	−0.056	1.000

Note(s): ***p < 0.01, **p < 0.05 and *p < 0.1

Source(s): Authors' own creation