Table V

Effects of STL and LTL on wheat productivity

STLLTL
CodeVariablesCoefficientt-valuep-valueVariablesCoefficientt-valuep-value
log X1Seed cost0.55613***3.620.001Seed cost0.65207***4.140.000
log X2Land preparation cost0.151431.400.166Land preparation cost0.18854*1.680.096
log X3Fertilizers cost0.25450**2.040.044Fertilizers cost0.28337**2.200.031
log X4Pesticides cost−0.00804−0.110.914Pesticides cost−0.05521−0.710.479
log X5Irrigation cost0.014090.460.646Irrigation cost0.017020.540.593
log X6Labor cost0.37050***8.220.000Labor cost0.31899***7.180.000
log X7Short-term loan0.11560***5.000.000Long-term loan0.07923***4.150.000
CConstant−8.82855***−5.800.000Constant−8.95393***−5.670.000
R20.66520.6391
Adj R20.63660.6083
F-Statistic23.2820.74
Prob>F0.00000.0000

Notes: SLT, short-term loan users; LTL, long-term loan users. *,**,***Significant at 10, 5 and 1 percent levels, respectively

Source: Researchers’ own calculations, Field Survey (2016)

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