Problems stated by the loanees
| Nature of Constraints | Frequency | Percentage |
|---|---|---|
| The cumbersome procedure of documents | 61 | 33.9 |
| Bribery | 34 | 18.9 |
| Delay in loan disbursement | 47 | 26.1 |
| High interest rate | 38 | 21.1 |
| Total | 180 | 100.0 |
| Nature of Constraints | Frequency | Percentage |
|---|---|---|
| The cumbersome procedure of documents | 61 | 33.9 |
| Bribery | 34 | 18.9 |
| Delay in loan disbursement | 47 | 26.1 |
| High interest rate | 38 | 21.1 |
| Total | 180 | 100.0 |
Source: Researchers’ own calculations, Field Survey (2016)
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