Table 18

ANOVA Test of the IBs' solvencies

SourceDegree of freedomSum of squaresAverage squaresFSig
Prob > F
Model LnSoliit8110.67225513.83403182.250.0258
Residuals9921132.028826.15233055
Total1,0001242.701086.47240144

Note(s):N = 2,224 and k = 9

Fs → (9 ; 2,206)

Fcs=RSS(RSS1+RSS2)RSS1+RSS2N2kk=1034.584(58.779+1132.028)(58.779+1132.028)2224(2*9)9=32.156<1.59

where Fcs = F calculated of the solvency

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