Descriptive statistics
| Stats | Mean | SD | Median | Min | Max |
|---|---|---|---|---|---|
| WAGRILR | 0.068 | 0.094 | 0.038 | 0.005 | 0.403 |
| LAGRIL | 7.287 | 1.719 | 7.629 | 0.461 | 9.752 |
| IRCD | 0.500 | 0.502 | 0.500 | 0.000 | 1.000 |
| BSIZE | 10.680 | 1.362 | 10.540 | 7.870 | 13.450 |
| WEQR | 0.229 | 0.190 | 0.170 | 0.098 | 0.827 |
| WLIQ | 0.146 | 0.165 | 0.094 | 0.042 | 0.762 |
| WASQ | 0.207 | 0.227 | 0.108 | 0.020 | 0.820 |
| REV_CON | 0.712 | 0.134 | 0.698 | 0.501 | 1.067 |
| BCR | 52.870 | 2.132 | 53.748 | 48.654 | 54.260 |
| Stats | Mean | SD | Median | Min | Max |
|---|---|---|---|---|---|
| WAGRILR | 0.068 | 0.094 | 0.038 | 0.005 | 0.403 |
| LAGRIL | 7.287 | 1.719 | 7.629 | 0.461 | 9.752 |
| IRCD | 0.500 | 0.502 | 0.500 | 0.000 | 1.000 |
| BSIZE | 10.680 | 1.362 | 10.540 | 7.870 | 13.450 |
| WEQR | 0.229 | 0.190 | 0.170 | 0.098 | 0.827 |
| WLIQ | 0.146 | 0.165 | 0.094 | 0.042 | 0.762 |
| WASQ | 0.207 | 0.227 | 0.108 | 0.020 | 0.820 |
| REV_CON | 0.712 | 0.134 | 0.698 | 0.501 | 1.067 |
| BCR | 52.870 | 2.132 | 53.748 | 48.654 | 54.260 |
Note(s): AGRILR=Agricultural lending ratio; LAGRIL = Natural logarithm of agricultural loans; IRCD=Interest rate capping; BSIZE=Bank Size; EQR = Equity ratio; LIQ = Liquidity ratio; ASQ = Asset quality; REV_CON=Revenue concentration index; BCR = 5-Bank concentration ratio. W denotes winsorized values of the variables to account for outliers
Source(s): Authors' estimates from research data
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