Note(s): This table represents summary statistics of the two measures of bank profitability ROA and ROE, leverage ratio, long-term debt ratio (LDTA), non-interest income ratio (NII ratio), operating efficiency, capital ratio (CAP), credit risk and size of bank (SIZE). The ROA is estimated for 6,346 observations; the ROE is estimated for 6,351 observations; the leverage ratio is estimated for 6,429 observations; the long-term debt ratio (LDTA) is estimated for 6,425 observations; the non-interest income ratio (NII ratio) is estimated for 6,345 observations; the Operating Efficiency is estimated for 6,367 observations; the capital ratio (CAP) is estimated for 6,429 observations; the credit risk is estimated for 6,295 observations; the bank size (SIZE) is estimated for 6,494 observations