Sample of respondents of the study
| Demographic attributes | n | % |
|---|---|---|
| Gender | ||
| Male | 210 | 52.4 |
| Female | 191 | 47.6 |
| Marital Status | ||
| Single | 245 | 61.1 |
| Married | 148 | 36.9 |
| Divorced | 8 | 2 |
| Age | ||
| 18–24 | 121 | 30.2 |
| 25–34 | 152 | 37.9 |
| 35–44 | 71 | 17.7 |
| 45–54 | 35 | 8.7 |
| 55 and above | 22 | 5.5 |
Education level | ||
| SPM/STPM | 17 | 4.2 |
| College diploma/matriculation/ A-level | 85 | 21.2 |
| Bachelor degree | 211 | 52.6 |
| Master degree | 37 | 9.2 |
| PhD | 22 | 5.5 |
| Professional qualification | 29 | 7.2 |
| Occupation | ||
| Student | 97 | 24.2 |
| Government employee | 68 | 17 |
| Private employee | 201 | 50.1 |
| Businessman | 12 | 3 |
| Others | 23 | 5.7 |
| Monthly income | ||
| Less than RM1,000 | 105 | 26.2 |
| RM1,001-RM3,000 | 133 | 33.2 |
| RM3,001-RM5,000 | 87 | 21.7 |
| RM5,001-RM10,000 | 52 | 13 |
| RM10,001-RM20,000 | 14 | 3.5 |
| More than RM20,001 | 10 | 2.5 |
| The period of bank's customer relationship | ||
| Less than one year | 20 | 5 |
| One to two years | 60 | 15 |
| Two to three years | 81 | 20.2 |
| Above three years | 240 | 59.9 |
| Types of bank account | ||
| Current account | 86 | 21.4 |
| Saving account | 280 | 69.8 |
| Investment and financing account | 35 | 8.7 |
| Total | 401 | 100 |
| Demographic attributes | % | |
|---|---|---|
| Male | 210 | 52.4 |
| Female | 191 | 47.6 |
| Single | 245 | 61.1 |
| Married | 148 | 36.9 |
| Divorced | 8 | 2 |
| 18–24 | 121 | 30.2 |
| 25–34 | 152 | 37.9 |
| 35–44 | 71 | 17.7 |
| 45–54 | 35 | 8.7 |
| 55 and above | 22 | 5.5 |
| SPM/STPM | 17 | 4.2 |
| College diploma/matriculation/ A-level | 85 | 21.2 |
| Bachelor degree | 211 | 52.6 |
| Master degree | 37 | 9.2 |
| PhD | 22 | 5.5 |
| Professional qualification | 29 | 7.2 |
| Student | 97 | 24.2 |
| Government employee | 68 | 17 |
| Private employee | 201 | 50.1 |
| Businessman | 12 | 3 |
| Others | 23 | 5.7 |
| Less than RM1,000 | 105 | 26.2 |
| RM1,001-RM3,000 | 133 | 33.2 |
| RM3,001-RM5,000 | 87 | 21.7 |
| RM5,001-RM10,000 | 52 | 13 |
| RM10,001-RM20,000 | 14 | 3.5 |
| More than RM20,001 | 10 | 2.5 |
| Less than one year | 20 | 5 |
| One to two years | 60 | 15 |
| Two to three years | 81 | 20.2 |
| Above three years | 240 | 59.9 |
| Current account | 86 | 21.4 |
| Saving account | 280 | 69.8 |
| Investment and financing account | 35 | 8.7 |
| Total | 401 | 100 |
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