Table XI.

Descriptive analysis of CBs vs IBs – credit risk management (after crisis)

ConventionalIslamic
VariablesMSDMSDMean differencep-value
E170.37660.859210.21200.47382(0.165)0.331
Average0.377 0.212 0.165***
Grand Average0.202 0.214 0.012****

Notes:

****

CBs perform slightly better in terms of credit risk;

*****

On average, IBs in Pakistan perform better than CBs after financial crisis

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