Table XIV.

Descriptive analysis of CBs vs IBs – CRM

ConventionalIslamic
VariablesMSDMSDMean differencep-value
E170.4901.1890.4660.9262.6840.458
Averages0.490 0.466 −0.025***
Grand average0.228 1.328 0.274****

Notes:

****

CBs perform slightly better in terms of credit risk;

*****

On average, IBs in Pakistan perform better than CBs after financial crisis

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