Table 8 Influence of behavioural traits...

Table 8

Influence of behavioural traits (Model 1), cognitive skills (Model 2) and contextual factors (Model 3)

Variables	β	Sig	Exp (β)
Model 1
Intercept	0.202	0.222	1.223
ESE_Searching	0.573	0.001	1.774
ESE_ Marshalling	0.509	0.002	1.664
ESE_ Planning	0.151	0.336	1.249
ESE_Implement	0.126	0.450	1.135
Risk_Self_Assessment	−1.525	0.003	0.218
Hosmer and Lemeshow test	4.629 (Chi²)	0.796 (Sig)
R² Nagelkerke	0.237
% correctly predicted cases
Intention	76.7
No intention	56.9
Total	66.8
Model 2
Intercept	−0.432	0.125	0.649
ESE_Searching	0.587	0.002	1.799
ESE_Marshalling	0.522	0.002	1.685
Risk_Self_Assessment	−1.694	0.001	0.184
Numerical_Ability	0.380	0.053	1.463
Basic_Fin_Skills	0.361	0.045	1.435
Hosmer and Lemeshow test	7.942 (Chi²)	0.439 (Sig)
R² Nagelkerke	0.278
% correctly predicted cases
Intention	79.6
No intention	67.6
Total	73.7
Model 3
Intercept	−2.186	0.000	0.112
ESE_Searching	0.565	0.005	1.760
ESE_Marshalling	0.415	0.021	1.514
Numerical_Ability	0.400	0.058	1.492
Basic_Fin_Skills	0.443	0.022	1.558
External_Support	0.948	0.006	2.579
Social_Status	1.457	0.001	4.293
Risk_Self_Assessment	−1.096	0.046	0.334
Hosmer and Lemeshow test	3.290 (Chi²)	0.915 (Sig)
R² Nagelkerke	0.396
% correctly predicted cases
Intention	78.6
No intention	72.5
Total	75.6

Variables	β	Sig	Exp (β)
Model 1
Intercept	0.202	0.222	1.223
ESE_Searching	0.573	0.001	1.774
ESE_ Marshalling	0.509	0.002	1.664
ESE_ Planning	0.151	0.336	1.249
ESE_Implement	0.126	0.450	1.135
Risk_Self_Assessment	−1.525	0.003	0.218
Hosmer and Lemeshow test	4.629 (Chi²)	0.796 (Sig)
R² Nagelkerke	0.237
% correctly predicted cases
Intention	76.7
No intention	56.9
Total	66.8
Model 2
Intercept	−0.432	0.125	0.649
ESE_Searching	0.587	0.002	1.799
ESE_Marshalling	0.522	0.002	1.685
Risk_Self_Assessment	−1.694	0.001	0.184
Numerical_Ability	0.380	0.053	1.463
Basic_Fin_Skills	0.361	0.045	1.435
Hosmer and Lemeshow test	7.942 (Chi²)	0.439 (Sig)
R² Nagelkerke	0.278
% correctly predicted cases
Intention	79.6
No intention	67.6
Total	73.7
Model 3
Intercept	−2.186	0.000	0.112
ESE_Searching	0.565	0.005	1.760
ESE_Marshalling	0.415	0.021	1.514
Numerical_Ability	0.400	0.058	1.492
Basic_Fin_Skills	0.443	0.022	1.558
External_Support	0.948	0.006	2.579
Social_Status	1.457	0.001	4.293
Risk_Self_Assessment	−1.096	0.046	0.334
Hosmer and Lemeshow test	3.290 (Chi²)	0.915 (Sig)
R² Nagelkerke	0.396
% correctly predicted cases
Intention	78.6
No intention	72.5
Total	75.6

Sharing Unavailable