Table 2 Summary of variables shown in...

Table 2

Summary of variables shown in the dataset (n = 1,245; N = 18,675; years: 2003–2017)

Variable type	Variable		Mean	SD
Dependent variable	risk_appetite	Overall	1.0293	0.6840
		Between		0.4873
		Within		0.4802
Independent variables	north	Overall	0.8020	0.3985
		Between		0.3984
		Within		0.0141
	center-south	Overall	0.1980	0.3985
		Between		0.3984
		Within		0.014
	unmarried_male	Overall	0.1673	0.3732
		Between		0.3506
		Within		0.1284
	unmarried_female	Overall	0.1192	0.3240
		Between		0.3133
		Within		0.0833
	married_male	Overall	0.6046	0.4889
		Between		0.4720
		Within		0.1284
	married_female	Overall	0.1089	0.3115
		Between		0.3003
		Within		0.0833
	age	Overall	56.975	12.4759
		Between		11.8440
		Within		4.4941
	low_edu	Overall	0.3361	0.4724
		Between		0.4543
		Within		0.1301
	mid_edu	Overall	0.4533	0.4978
		Between		0.4739
		Within		0.1531
	high_edu	Overall	0.2106	0.4077
		Between		0.3991
		Within		0.0844
	self-employed	Overall	0.3391	0.4734
		Between		0.4116
		Within		0.2343
	employed	Overall	0.3942	0.4887
		Between		0.4166
		Within		0.2557
	retired	Overall	0.2667	0.4423
		Between		0.3772
		Within		0.2311
	low_wealth	Overall	0.6137	0.2400
		Between		0.1333
		Within		0.1996
	mid_wealth	Overall	0.7864	0.4099
		Between		0.2705
		Within		0.3080
	high_wealth	Overall	0.1522	0.3593
		Between		0.2650
		Within		0.2426

Variable type	Variable		Mean	SD
Dependent variable	risk_appetite	Overall	1.0293	0.6840
		Between		0.4873
		Within		0.4802
Independent variables	north	Overall	0.8020	0.3985
		Between		0.3984
		Within		0.0141
	center-south	Overall	0.1980	0.3985
		Between		0.3984
		Within		0.014
	unmarried_male	Overall	0.1673	0.3732
		Between		0.3506
		Within		0.1284
	unmarried_female	Overall	0.1192	0.3240
		Between		0.3133
		Within		0.0833
	married_male	Overall	0.6046	0.4889
		Between		0.4720
		Within		0.1284
	married_female	Overall	0.1089	0.3115
		Between		0.3003
		Within		0.0833
	age	Overall	56.975	12.4759
		Between		11.8440
		Within		4.4941
	low_edu	Overall	0.3361	0.4724
		Between		0.4543
		Within		0.1301
	mid_edu	Overall	0.4533	0.4978
		Between		0.4739
		Within		0.1531
	high_edu	Overall	0.2106	0.4077
		Between		0.3991
		Within		0.0844
	self-employed	Overall	0.3391	0.4734
		Between		0.4116
		Within		0.2343
	employed	Overall	0.3942	0.4887
		Between		0.4166
		Within		0.2557
	retired	Overall	0.2667	0.4423
		Between		0.3772
		Within		0.2311
	low_wealth	Overall	0.6137	0.2400
		Between		0.1333
		Within		0.1996
	mid_wealth	Overall	0.7864	0.4099
		Between		0.2705
		Within		0.3080
	high_wealth	Overall	0.1522	0.3593
		Between		0.2650
		Within		0.2426

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