Table 3

Distribution of responses to SIB items (N = 251)

No.StatementsDisagree (%)Neutral (%)Agree (%)MeanSD
1I am familiar with the concept of SIB31.741.726.62.9480.764
2The capital in SIBs is guaranteed by the issuer33.737.329.02.9520.792
3The capital in SIBs can be guaranteed by a third party27.639.632.83.0520.777
4The returns of SIBs are usually guaranteed37.234.428.52.9130.807
5The risks to investors in SIBs are very high27.242.929.93.0280.757
6The returns of SIBs are based on interest24.842.133.13.0830.758
7The rate of return of SIBs is based on the social impact they produce41.336.122.62.8130.779
8There is a trade-off between financial returns and social impact in SIBs21.348.630.03.0870.713
9The social impact from SIBs is significant26.351.022.72.9640.701
10SIBs usually have credit ratings by a rating agency3.623.373.13.6960.533
11SIBs can be traded in the secondary market10.426.762.93.5260.677
12SIBs are Sharīʿah-compliant49.636.813.62.6400.710
13The contract of SIBs is based on Sharīʿah principles51.036.013.02.6190.705
14SIBs fulfil maqāṣid al-Sharīʿah; e.g. social justice41.944.813.32.7140.687

or Create an Account

Close Modal
Close Modal