Descriptive statistics for all variables
| Variable | Mean | Sd | Min | Max |
|---|---|---|---|---|
| NFLC (%) | 7.9603 | 9.3967 | −18.3960 | 30.6165 |
| FLC (%) | 10.3216 | 10.7801 | −17.9559 | 41.2741 |
| NFLC_EX (%) | 12.6041 | 9.1207 | −8.8753 | 37.2515 |
| FLC_EX (%) | 14.9654 | 10.5542 | −7.7528 | 47.9091 |
| LERNER | 0.220054 | 0.100453 | 0.0000 | 0.493945 |
| CAP (%) | 9.2875 | 4.1620 | 4.0618 | 25.6425 |
| SIZE (LOG) | 32.3269 | 1.1773 | 30.1630 | 34.8111 |
| NPL (%) | 1.2942 | 0.9051 | 0.0046 | 6.0427 |
| GDPGR (%) | 6.2327 | 0.5761 | 5.2474 | 7.0758 |
| RATE (%) | 6.4333 | 2.9889 | 3.6639 | 13.1457 |
| Variable | Mean | Sd | Min | Max |
|---|---|---|---|---|
| NFLC (%) | 7.9603 | 9.3967 | −18.3960 | 30.6165 |
| FLC (%) | 10.3216 | 10.7801 | −17.9559 | 41.2741 |
| NFLC_EX (%) | 12.6041 | 9.1207 | −8.8753 | 37.2515 |
| FLC_EX (%) | 14.9654 | 10.5542 | −7.7528 | 47.9091 |
| LERNER | 0.220054 | 0.100453 | 0.0000 | 0.493945 |
| CAP (%) | 9.2875 | 4.1620 | 4.0618 | 25.6425 |
| SIZE (LOG) | 32.3269 | 1.1773 | 30.1630 | 34.8111 |
| NPL (%) | 1.2942 | 0.9051 | 0.0046 | 6.0427 |
| GDPGR (%) | 6.2327 | 0.5761 | 5.2474 | 7.0758 |
| RATE (%) | 6.4333 | 2.9889 | 3.6639 | 13.1457 |
Source(s): Authors
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