Table 4

The effect of market power on bank liquidity creation: baseline model

Dependent variableFat liquidity creation (FLC)Non-fat liquidity creation (NFLC)
Lag of FLC0.3706*** 
(5.16) 
Lag of NFLC 0.1685***
 (3.90)
LERNER1.4364***0.8670***
(3.29)(6.08)
CAP−1.6866**−1.4528***
(−2.11)(−4.36)
SIZE−7.0879−4.2347*
(−1.12)(−1.79)
NPL2.6527***3.0471***
(3.49)(4.87)
GDPGR−4.9699***−2.6263***
(−4.14)(−3.51)
RATE−0.4003***−0.2681*
(−2.62)(−1.89)
Constant250.8444152.6170**
(1.22)(2.00)
Observations192192
Number of groups2424
Number of IVs2020
AR(1) (p-value)0.01420.0611
AR(2) (p-value)0.16850.1535
Hansen (p-value)0.19500.1129

Note(s): significance level (***p < 1%), (**p < 5%), (*p < 10%) and ( ) is t-statistic

Source(s): Authors

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