Table 2 Correlation matrix Owner age...

Table 2

Correlation matrix

		Owner age	Acct use	Owner education	Owner training	Bus maturity	Access funds	Bus growing	Techno use	Economic environment	Entrepreneurial Motivation	Number of Employees
Owner age	Pearson correlation	1
Owner age	Sig.	1
Acct use	Pearson correlation	−0.030^*	1
Acct use	Sig.	0.013	1
Owner education	Pearson correlation	−0.227^**	0.276^**	1
Owner education	Sig.	0.000	0.000	1
Owner training	Pearson correlation	−0.081^**	0.135^**	0.139^**	1
Owner training	Sig.	0.000	0.000	0.000	1
Bus maturity	Pearson correlation	0.518^**	−0.038^**	−0.152^**	−0.056^**	1
Bus maturity	Sig.	0.000	0.001	0.000	0.000	1
Access funds	Pearson correlation	−0.041^**	0.229^**	0.052^**	0.076^**	−0.030^*	1
Access funds	Sig.	0.001	0.000	0.000	0.000	0.012	1
Bus growing	Pearson correlation	−0.135^**	0.200^**	0.127^**	0.102^**	−0.056^**	0.123^**	1
Bus growing	Sig.	0.000	0.000	0.000	0.000	0.000	0.000	1
Techno use	Pearson correlation	−0.312^**	0.305^**	0.495^**	0.163^**	−0.187^**	0.109^**	0.222^**	1
Techno use	Sig.	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1
Economic environment	Pearson correlation	0.010	0.129^**	0.121^**	0.031^*	0.015	0.087^**	0.015	0.091^**	1
Economic environment	Sig.	0.404	0.000	0.000	0.010	0.219	0.000	0.204	0.000	1
Entrepreneurial motivation	Pearson correlation	0.000	−0.087^**	0.002	−0.048^**	−0.035^**	−0.035^**	−0.037^**	−0.005	−0.006	1
Entrepreneurial motivation	Sig.	0.997	0.000	0.894	0.000	0.003	0.003	0.002	0.698	0.599	1
Number of employees	Pearson correlation	−0.005	0.300^**	0.174^**	0.055^**	0.031^**	0.206^**	0.235^**	0.239^**	0.096^**	−0.054^**	1
Number of employees	Sig.	0.666	0.000	0.000	0.000	0.009	0.000	0.000	0.000	0.000	0.000	1

		Owner age	Acct use	Owner education	Owner training	Bus maturity	Access funds	Bus growing	Techno use	Economic environment	Entrepreneurial Motivation	Number of Employees
Owner age	Pearson correlation	1
Owner age	Sig.	1
Acct use	Pearson correlation	−0.030^*	1
Acct use	Sig.	0.013	1
Owner education	Pearson correlation	−0.227^**	0.276^**	1
Owner education	Sig.	0.000	0.000	1
Owner training	Pearson correlation	−0.081^**	0.135^**	0.139^**	1
Owner training	Sig.	0.000	0.000	0.000	1
Bus maturity	Pearson correlation	0.518^**	−0.038^**	−0.152^**	−0.056^**	1
Bus maturity	Sig.	0.000	0.001	0.000	0.000	1
Access funds	Pearson correlation	−0.041^**	0.229^**	0.052^**	0.076^**	−0.030^*	1
Access funds	Sig.	0.001	0.000	0.000	0.000	0.012	1
Bus growing	Pearson correlation	−0.135^**	0.200^**	0.127^**	0.102^**	−0.056^**	0.123^**	1
Bus growing	Sig.	0.000	0.000	0.000	0.000	0.000	0.000	1
Techno use	Pearson correlation	−0.312^**	0.305^**	0.495^**	0.163^**	−0.187^**	0.109^**	0.222^**	1
Techno use	Sig.	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1
Economic environment	Pearson correlation	0.010	0.129^**	0.121^**	0.031^*	0.015	0.087^**	0.015	0.091^**	1
Economic environment	Sig.	0.404	0.000	0.000	0.010	0.219	0.000	0.204	0.000	1
Entrepreneurial motivation	Pearson correlation	0.000	−0.087^**	0.002	−0.048^**	−0.035^**	−0.035^**	−0.037^**	−0.005	−0.006	1
Entrepreneurial motivation	Sig.	0.997	0.000	0.894	0.000	0.003	0.003	0.002	0.698	0.599	1
Number of employees	Pearson correlation	−0.005	0.300^**	0.174^**	0.055^**	0.031^**	0.206^**	0.235^**	0.239^**	0.096^**	−0.054^**	1
Number of employees	Sig.	0.666	0.000	0.000	0.000	0.009	0.000	0.000	0.000	0.000	0.000	1

Note(s): *. Significant to the 0.05 level, **. Significant to the 0.01 level