Table 3

Coefficients of the logit regression

VariableCoefficientOdds-RatiozP > z
Techno use0.373001.4520811.470.000
Eco environment0.453891.574435.930.000
Access funds0.894912.4471212.920.000
num employees0.684841.9834516.790.000
Bus maturity−0.005680.99434−2.360.000
Bus growing0.573011.773597.390.000
Entrepr motivation−0.532830.58694−5.710.000
Owner education0.175891.1923112.040.000
Owner age0.017261.017417.260.000
Owner training0.326781.386504.810.000
Constant−2.385450.09205−16.770.000
# obs.7,013   
Pseudo R20.1891   

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