Factors that influence formal financing options among micro-entrepreneurs
| Proposition | Predictor | |
|---|---|---|
| I | CREDIT HISTORY has a positive and significant impact on formal financing options (p = 0.000, β = 0.221) | Supported |
| II | INCOME has a positive and insignificant impact on formal financing options (p = 0.081, β = 0.186) | Not supported |
| III | ASSET has a positive and significant impact on formal financing options (p = 0.000, β = 0.201) | Supported |
| IV | FEMALE has a positive and insignificant impact on formal financing options (p = 0.096, β = 0.254) | Not supported |
| V | AWARENESS has a positive and significant impact on formal financing options (p = 0.00, β = 0.143) | Supported |
| VI | NETWORK has a negative and insignificant impact on formal financing options (p = 0.740, β = −0.132) | Not supported |
| Proposition | Predictor | |
|---|---|---|
| I | CREDIT HISTORY has a positive and significant impact on formal financing options ( | Supported |
| II | INCOME has a positive and insignificant impact on formal financing options ( | Not supported |
| III | ASSET has a positive and significant impact on formal financing options ( | Supported |
| IV | FEMALE has a positive and insignificant impact on formal financing options ( | Not supported |
| V | AWARENESS has a positive and significant impact on formal financing options ( | Supported |
| VI | NETWORK has a negative and insignificant impact on formal financing options ( | Not supported |
Source(s): Compiled by the authors
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