Standardised coefficient (informal financing)
| Model | Unstandardised coefficients | Standardised coefficients | t | Sig | 95.0% CI for B | Collinearity statistics | ||||
|---|---|---|---|---|---|---|---|---|---|---|
| B | SE | Beta | Lower bound | Upper bound | Tolerance | VIF | ||||
| 1 | (Constant) | 1.473 | 0.270 | 14.932 | 0.000 | 1.099 | 1.185 | |||
| Asset | 0.101 | 0.341 | 0.128 | 2.463 | 0.169 | −0.234 | 0.352 | 0.928 | 1.078 | |
| Awareness | 0.253 | 0.247 | 0.178 | 1.023 | 0.007 | −0.117 | 0.214 | 0.712 | 1.405 | |
| Credit history | −0.152 | 0.082 | −0.142 | −2.627 | 0.234 | −0.143 | 0.182 | 0.753 | 1.328 | |
| Income | 0.160 | 0.051 | 0.218 | −1.299 | 0.280 | −0.164 | 0.093 | 0.982 | 1.019 | |
| Network | 0.124 | 0.209 | −0.141 | −2.186 | 0.030 | −0.137 | 0.087 | 0.826 | 1.211 | |
| Female | 0.139 | 0.126 | 0.246 | 1.765 | 0.040 | −0.215 | 0.033 | 0.940 | 1.064 | |
| Model | Unstandardised coefficients | Standardised coefficients | Sig | 95.0% CI for | Collinearity statistics | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| SE | Beta | Lower bound | Upper bound | Tolerance | VIF | |||||
| 1 | (Constant) | 1.473 | 0.270 | 14.932 | 0.000 | 1.099 | 1.185 | |||
| Asset | 0.101 | 0.341 | 0.128 | 2.463 | 0.169 | −0.234 | 0.352 | 0.928 | 1.078 | |
| Awareness | 0.253 | 0.247 | 0.178 | 1.023 | 0.007 | −0.117 | 0.214 | 0.712 | 1.405 | |
| Credit history | −0.152 | 0.082 | −0.142 | −2.627 | 0.234 | −0.143 | 0.182 | 0.753 | 1.328 | |
| Income | 0.160 | 0.051 | 0.218 | −1.299 | 0.280 | −0.164 | 0.093 | 0.982 | 1.019 | |
| Network | 0.124 | 0.209 | −0.141 | −2.186 | 0.030 | −0.137 | 0.087 | 0.826 | 1.211 | |
| Female | 0.139 | 0.126 | 0.246 | 1.765 | 0.040 | −0.215 | 0.033 | 0.940 | 1.064 | |
Source(s): Compiled by the authors
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