Table 5 Summary of the descriptive...

Table 5

Summary of the descriptive statistics of variables

	N	Mean	STD	Min.	Max.
$∆$ CTV_i,t	183	0.0206899	0.0514705	−0.0851555	0.1404877
$∆$ MS_i,t	98	−0.0003951	0.0330708	−0.0680964	0.0709311
$∆$ RPR_i,t	183	−0.0217484	0.0601794	−0.1385996	0.1205339
$∆$ TPR_i,t	183	−0.0091277	0.0414831	−0.1186733	0.0917025
$∆$ CPI_t	210	0.0037649	0.0039353	−0.0042462	0.0123324
$∆$ CCSI_t	210	−0.0015523	0.0274856	−0.0561895	0.0484304
$∆$ GDP_t	217	0.0072581	0.0034625	−0.001	0.015
$∆$ BADLR_i,t	187	−0.0055351	0.1639182	−0.9044562	0.5212969
$∆$ OE_i,t	187	0.0325218	0.1727066	−0.3793945	1.691617
$∆$ PCS_i,t	183	0.0170142	0.05398	−0.1585197	0.1824961
$∆$ CCR_i,t	183	−0.0117745	0.1285549	−0.6289034	0.8270998

	N	Mean	STD	Min.	Max.
$∆$ CTV_i,t	183	0.0206899	0.0514705	−0.0851555	0.1404877
$∆$ MS_i,t	98	−0.0003951	0.0330708	−0.0680964	0.0709311
$∆$ RPR_i,t	183	−0.0217484	0.0601794	−0.1385996	0.1205339
$∆$ TPR_i,t	183	−0.0091277	0.0414831	−0.1186733	0.0917025
$∆$ CPI_t	210	0.0037649	0.0039353	−0.0042462	0.0123324
$∆$ CCSI_t	210	−0.0015523	0.0274856	−0.0561895	0.0484304
$∆$ GDP_t	217	0.0072581	0.0034625	−0.001	0.015
$∆$ BADLR_i,t	187	−0.0055351	0.1639182	−0.9044562	0.5212969
$∆$ OE_i,t	187	0.0325218	0.1727066	−0.3793945	1.691617
$∆$ PCS_i,t	183	0.0170142	0.05398	−0.1585197	0.1824961
$∆$ CCR_i,t	183	−0.0117745	0.1285549	−0.6289034	0.8270998

Note(s): The descriptive statistics of the variables during the sample periods were computed after applying 97% winsorization for card transaction volume (CTV), market share (MS), relative price ratio (RPR) and the total price rate (TPR). Each variable was measured by the rate of change in the values between the previous and current quarters

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