Table 5 Construct reliability and...

Table 5

Construct reliability and validity

Variable	Measurement item	Factor loading	Cronbach’s α	CR	AVE
RN size	RN1	0.832/0.809	0.823/0.784	0.894/0.874	0.737/0.698
	RN2	0.845/0.855
	RN3	0.897/0.841
PC	PC1	0.901/0.866	0.847/0.81	0.906/0.887	0.763/0.724
	PC2	0.841/0.838
	PC3	0.877/0.847
IO	IO1	0.757/0.728	0.812/0.804	0.875/0.871	0.637/0.628
	IO2	0.758/0.808
	IO3	0.864/0.860
	IO4	0.809/0.769
Discounting one's own information (DOI)	DOI1	0.888/0.858	0.805/0.721	0.885/0.842	0.72/0.641
	DOI2	0.862/0.826
	DOI3	0.792/0.711
PV	PV1	0.783/0.815	0.828/0.813	0.887/0.875	0.662/0.643
	PV2	0.874/0.750
	PV3	0.74/0.839
	PV4	0.852/0.758
SE	SE1	0.909/0.899	0.855/0.84	0.911/0.895	0.774/0.756
	SE2	0.917/0.886
	SE3	0.81/0.793
BI	BI1	0.707/0.731	0.713/0.829	0.823/0.886	0.537/0.661
	BI2	0.722/0.796
	BI3	0.774/0.839
	BI4	0.728/0.812

Variable	Measurement item	Factor loading	Cronbach’s α	CR	AVE
RN size	RN1	0.832/0.809	0.823/0.784	0.894/0.874	0.737/0.698
	RN2	0.845/0.855
	RN3	0.897/0.841
PC	PC1	0.901/0.866	0.847/0.81	0.906/0.887	0.763/0.724
	PC2	0.841/0.838
	PC3	0.877/0.847
IO	IO1	0.757/0.728	0.812/0.804	0.875/0.871	0.637/0.628
	IO2	0.758/0.808
	IO3	0.864/0.860
	IO4	0.809/0.769
Discounting one's own information (DOI)	DOI1	0.888/0.858	0.805/0.721	0.885/0.842	0.72/0.641
	DOI2	0.862/0.826
	DOI3	0.792/0.711
PV	PV1	0.783/0.815	0.828/0.813	0.887/0.875	0.662/0.643
	PV2	0.874/0.750
	PV3	0.74/0.839
	PV4	0.852/0.758
SE	SE1	0.909/0.899	0.855/0.84	0.911/0.895	0.774/0.756
	SE2	0.917/0.886
	SE3	0.81/0.793
BI	BI1	0.707/0.731	0.713/0.829	0.823/0.886	0.537/0.661
	BI2	0.722/0.796
	BI3	0.774/0.839
	BI4	0.728/0.812

Note(s): The first column of the coefficient value in the table reflects the e-commerce financial platform sample, and the second column reflects the online banking sample

Source(s): Table by the authors

[ViewLarge]