Table 8 Analysis of the direct effects... | Emerald Publishing

Table 8

Analysis of the direct effects

Hypothesis path	E-commerce financial platform (N = 356)		Online banking (N = 337)
Hypothesis path	β-value	T-value	β-value	T-value
RN size → IO	0.134^**	2.221	0.163^***	3.256
PC → IOs	0.037	0.175	−0.003	0.995
RN size→ discounting own information	0.01	0.163	0.044	0.681
PC → discounting own information	−0.217^***	3.604	−0.196^**	3.122
RN size → PV	0.281^***	5.753	0.316^***	5.361
PC → PV	0.411^***	7.792	0.232^***	4.312
IO → Internet financial BI	0.155^**	2.676	0.21^**	3.231
Discounting own information → Internet financial BI	−0.341^***	5.3	−0.123^*	2.022
PV → Internet financial BI	0.488^***	6.883	0.604^***	13.401

Hypothesis path	E-commerce financial platform (N = 356)		Online banking (N = 337)
Hypothesis path	β-value	T-value	β-value	T-value
RN size → IO	0.134^**	2.221	0.163^***	3.256
PC → IOs	0.037	0.175	−0.003	0.995
RN size→ discounting own information	0.01	0.163	0.044	0.681
PC → discounting own information	−0.217^***	3.604	−0.196^**	3.122
RN size → PV	0.281^***	5.753	0.316^***	5.361
PC → PV	0.411^***	7.792	0.232^***	4.312
IO →Internet financial BI	0.155^**	2.676	0.21^**	3.231
Discounting own information → Internet financial BI	−0.341^***	5.3	−0.123^*	2.022
PV →Internet financial BI	0.488^***	6.883	0.604^***	13.401

Note(s): * represents p < 0.05; ** represents p < 0.01; and *** represents p < 0.001

Source(s): Table by the authors