Table 9 Test results of mediating effect...

Table 9

Test results of mediating effect

Mediating variable	Path	Path coefficient	VAF value	Type of mediating effect
RN size → IO → financial BI	RN size → IO	0.134^/0.163^*	38.6%/44.9%	Partial mediating effect
	IO → financial BI	0.155^/0.210^*
	RN size → financial BI	0.033/0.042
PC → discounting own information → financial BI	PC → discounting own information	−0.217^*/−0.157^	61.7%/45.6%	Partial mediating effect
	Discounting own information →financial BI	−0.341^*/−0.155^
	PC → financial BI	0.046/0.029
RN size → PV → financial BI	RN size → PV	0.281^*/0.316^*	80.1%/82.0%	Complete mediating effect
	PV →financial BI	0.488^*/0.604^*
	RN size →financial BI	0.033/0.042
PC → PV → financial BI	PC → PV	0.411^*/0.232^*	81.3%/82.9%	Complete mediating effect
	PV → financial BI	0.488^*/0.604^*
	PC → financial BI	0.046/0.029

Mediating variable	Path	Path coefficient	VAF value	Type of mediating effect
RN size → IO → financial BI	RN size → IO	0.134^/0.163^*	38.6%/44.9%	Partial mediating effect
	IO → financial BI	0.155^/0.210^*
	RN size → financial BI	0.033/0.042
PC → discounting own information → financial BI	PC → discounting own information	−0.217^*/−0.157^	61.7%/45.6%	Partial mediating effect
	Discounting own information →financial BI	−0.341^*/−0.155^
	PC → financial BI	0.046/0.029
RN size → PV → financial BI	RN size → PV	0.281^*/0.316^*	80.1%/82.0%	Complete mediating effect
	PV →financial BI	0.488^*/0.604^*
	RN size →financial BI	0.033/0.042
PC → PV → financial BI	PC → PV	0.411^*/0.232^*	81.3%/82.9%	Complete mediating effect
	PV → financial BI	0.488^*/0.604^*
	PC → financial BI	0.046/0.029

Note(s): * represents p < 0.05; ** represents p < 0.01; and *** represents p < 0.001. The first column of the coefficient value in the table reflects the e-commerce financial platform sample, and the second column reflects the online banking financial platform sample

Source(s): Table by the authors

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