Table 2

Effects of financial inclusion (ACCESS) on agricultural productivity–instrumental variable estimation

12345
Financial inclusion (ACCESS)0.605*** (0.259)0.846** (0.345)0.606** (0.270)0.984** (0.383)1.101*** (0.420)
Household net worth −0.029* (0.015)  −0.025* (0.015)
Household consumption −0.054 (0.112)  −0.037 (0.111)
Household size 0.007 (0.007)  0.003 (0.007)
Urban dweller −0.076 (0.093)  −0.072 (0.095)
Islam adherent 0.018 (0.070)  −0.038 (0.069)
Traditional adherent −0.028 (0.118)  −0.140 (0.111)
Remittance received 0.027 (0.096)  0.027 (0.103)
Household head age   −0.0007 (0.001)−0.0007 (0.001)
Household head is female   −0.159*** (0.046)−0.189*** (0.059)
Household head education: years   −0.026** (0.010)−0.033*** (0.010)
Household head is a worker   −0.348*** (0.115) 
Household head is a farmer   0.060 (0.047) 
Household head is an entrepreneur   −0.047 (0.036) 
Herbicide use  0.018 (0.056) −0.019 (0.053)
Pesticide use  0.054 (0.043) 0.057 (0.045)
Fertiliser use  0.0002 (0.057) −0.008 (0.052)
Observations66046366660466006362
Hansen J statistics: p-value0.6550.3660.6290.5300.364

Note(s): Instrument used: Did the household make use of the Internet for Internet banking? Is there bank within the community, which is the enumeration area?

or Create an Account

Close subscription notice
Close access options