Effects of financial inclusion (ACCESS) on agricultural productivity–instrumental variable estimation
| 1 | 2 | 3 | 4 | 5 | |
|---|---|---|---|---|---|
| Financial inclusion (ACCESS) | 0.605*** (0.259) | 0.846** (0.345) | 0.606** (0.270) | 0.984** (0.383) | 1.101*** (0.420) |
| Household net worth | −0.029* (0.015) | −0.025* (0.015) | |||
| Household consumption | −0.054 (0.112) | −0.037 (0.111) | |||
| Household size | 0.007 (0.007) | 0.003 (0.007) | |||
| Urban dweller | −0.076 (0.093) | −0.072 (0.095) | |||
| Islam adherent | 0.018 (0.070) | −0.038 (0.069) | |||
| Traditional adherent | −0.028 (0.118) | −0.140 (0.111) | |||
| Remittance received | 0.027 (0.096) | 0.027 (0.103) | |||
| Household head age | −0.0007 (0.001) | −0.0007 (0.001) | |||
| Household head is female | −0.159*** (0.046) | −0.189*** (0.059) | |||
| Household head education: years | −0.026** (0.010) | −0.033*** (0.010) | |||
| Household head is a worker | −0.348*** (0.115) | ||||
| Household head is a farmer | 0.060 (0.047) | ||||
| Household head is an entrepreneur | −0.047 (0.036) | ||||
| Herbicide use | 0.018 (0.056) | −0.019 (0.053) | |||
| Pesticide use | 0.054 (0.043) | 0.057 (0.045) | |||
| Fertiliser use | 0.0002 (0.057) | −0.008 (0.052) | |||
| Observations | 6604 | 6366 | 6604 | 6600 | 6362 |
| Hansen J statistics: p-value | 0.655 | 0.366 | 0.629 | 0.530 | 0.364 |
| 1 | 2 | 3 | 4 | 5 | |
|---|---|---|---|---|---|
| Financial inclusion (ACCESS) | 0.605*** (0.259) | 0.846** (0.345) | 0.606** (0.270) | 0.984** (0.383) | 1.101*** (0.420) |
| Household net worth | −0.029* (0.015) | −0.025* (0.015) | |||
| Household consumption | −0.054 (0.112) | −0.037 (0.111) | |||
| Household size | 0.007 (0.007) | 0.003 (0.007) | |||
| Urban dweller | −0.076 (0.093) | −0.072 (0.095) | |||
| Islam adherent | 0.018 (0.070) | −0.038 (0.069) | |||
| Traditional adherent | −0.028 (0.118) | −0.140 (0.111) | |||
| Remittance received | 0.027 (0.096) | 0.027 (0.103) | |||
| Household head age | −0.0007 (0.001) | −0.0007 (0.001) | |||
| Household head is female | −0.159*** (0.046) | −0.189*** (0.059) | |||
| Household head education: years | −0.026** (0.010) | −0.033*** (0.010) | |||
| Household head is a worker | −0.348*** (0.115) | ||||
| Household head is a farmer | 0.060 (0.047) | ||||
| Household head is an entrepreneur | −0.047 (0.036) | ||||
| Herbicide use | 0.018 (0.056) | −0.019 (0.053) | |||
| Pesticide use | 0.054 (0.043) | 0.057 (0.045) | |||
| Fertiliser use | 0.0002 (0.057) | −0.008 (0.052) | |||
| Observations | 6604 | 6366 | 6604 | 6600 | 6362 |
| Hansen J statistics: | 0.655 | 0.366 | 0.629 | 0.530 | 0.364 |
Note(s): Instrument used: Did the household make use of the Internet for Internet banking? Is there bank within the community, which is the enumeration area?
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