Descriptive statistics of variables
| Variables | ZSC | CRE | LIQ | STABILITY | ROA | ROE | NIM | PROFIT | GRW |
|---|---|---|---|---|---|---|---|---|---|
| Observation | 187 | 195 | 191 | 186 | 188 | 188 | 190 | 187 | 198 |
| Minimum | 0.109 | 37.939 | 6.036 | −4.277 | −29.117 | −211.443 | 0.069 | −9.184 | −14.351 |
| Mean | 11.550 | 138.563 | 35.595 | 0.010 | 0.778 | 9.197 | 3.787 | 0.006 | 3.727 |
| Median | 11.509 | 88.127 | 30.959 | 0.040 | 1.088 | 11.849 | 3.376 | 0.066 | 4.296 |
| Maximum | 34.267 | 878.839 | 150 | 2.370 | 5.763 | 70.097 | 11.020 | 3.832 | 12.788 |
| Standard dev | 7.615 | 167.044 | 21.671 | 1.142 | 2.704 | 22.970 | 2.012 | 1.283 | 3.931 |
| Skewness | 0.546 | 2.789 | 1.885 | −0.629 | −8.062 | −6.274 | 0.6015 | −3.886 | −0.776 |
| Kurtosis | 2.450 | 9.879 | 8.409 | 3.973 | 84.446 | 54.106 | 3.013 | 26.656 | 5.735 |
| Variables | ZSC | CRE | LIQ | STABILITY | ROA | ROE | NIM | PROFIT | GRW |
|---|---|---|---|---|---|---|---|---|---|
| Observation | 187 | 195 | 191 | 186 | 188 | 188 | 190 | 187 | 198 |
| Minimum | 0.109 | 37.939 | 6.036 | −4.277 | −29.117 | −211.443 | 0.069 | −9.184 | −14.351 |
| Mean | 11.550 | 138.563 | 35.595 | 0.010 | 0.778 | 9.197 | 3.787 | 0.006 | 3.727 |
| Median | 11.509 | 88.127 | 30.959 | 0.040 | 1.088 | 11.849 | 3.376 | 0.066 | 4.296 |
| Maximum | 34.267 | 878.839 | 150 | 2.370 | 5.763 | 70.097 | 11.020 | 3.832 | 12.788 |
| Standard dev | 7.615 | 167.044 | 21.671 | 1.142 | 2.704 | 22.970 | 2.012 | 1.283 | 3.931 |
| Skewness | 0.546 | 2.789 | 1.885 | −0.629 | −8.062 | −6.274 | 0.6015 | −3.886 | −0.776 |
| Kurtosis | 2.450 | 9.879 | 8.409 | 3.973 | 84.446 | 54.106 | 3.013 | 26.656 | 5.735 |
Note(s): ZSC is banking system z-scores; CRE is private credit by domestic deposit; LIQ is bank liquid assets to deposits and short-term funding; STABILITY is the composite index; ROA is return on assets; ROE is return on equity; NIM is net interest margin; PROFIT is composite indicator and GRW is per capita GDP growth
Source(s): Author's calculation