Descriptive statistics of selected variables
| Variable | Mean | SDa | Min | Max |
|---|---|---|---|---|
| Loan volume (VNDm) | 34.321 | 12.323 | 10.000 | 62.000 |
| Loan duration (months) | 37.091 | 5.217 | 24.000 | 48.000 |
| Householder age (years) | 45.256 | 10.762 | 26.000 | 73.000 |
| Householder education (schooling years) | 7.180 | 2.557 | 3.000 | 12.000 |
| Household labours (persons) | 2.372 | 0.741 | 1.000 | 4.000 |
| Shocks (number of shocks experienced) | 1.580 | 2.002 | 0.000 | 9.000 |
| Household annual income (VNDm) | 80.140 | 46.395 | 13.500 | 225.000 |
| Household annual consumption (VNDm) | 72.360 | 42.175 | 13.500 | 189.000 |
| Distance to the nearest bank (km) | 8.220 | 3.934 | 1.500 | 12.750 |
| Distance to the nearest market (km) | 1.930 | 0.591 | 0.000 | 3.000 |
| Distance to the nearest concrete/tarred road (km) | 0.530 | 0.392 | 0.000 | 1.350 |
| Variable | Mean | SDa | Min | Max |
|---|---|---|---|---|
| Loan volume (VNDm) | 34.321 | 12.323 | 10.000 | 62.000 |
| Loan duration (months) | 37.091 | 5.217 | 24.000 | 48.000 |
| Householder age (years) | 45.256 | 10.762 | 26.000 | 73.000 |
| Householder education (schooling years) | 7.180 | 2.557 | 3.000 | 12.000 |
| Household labours (persons) | 2.372 | 0.741 | 1.000 | 4.000 |
| Shocks (number of shocks experienced) | 1.580 | 2.002 | 0.000 | 9.000 |
| Household annual income (VNDm) | 80.140 | 46.395 | 13.500 | 225.000 |
| Household annual consumption (VNDm) | 72.360 | 42.175 | 13.500 | 189.000 |
| Distance to the nearest bank (km) | 8.220 | 3.934 | 1.500 | 12.750 |
| Distance to the nearest market (km) | 1.930 | 0.591 | 0.000 | 3.000 |
| Distance to the nearest concrete/tarred road (km) | 0.530 | 0.392 | 0.000 | 1.350 |
Note(s): astandard deviation, bot available nor applicable
Source(s): Author’s calculations from surveyed data
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