Table 3

The impact of VBSP preferential loans on household income (FE)

Household income (natural log)Coefp-value
Loan volume (natural log)0.6900.001
Loan duration (natural log)0.1780.748
Householder age (natural log)−0.0100.660
Householder education (natural log)0.0180.259
Household labours (natural log)0.0030.003
Shocks (number of shocks experienced)−0.0010.000
Distance to the nearest bank (natural log)−1.6340.391
Distance to the nearest market (natural log)−1.4700.352
Distance to the nearest concrete/tarred road (natural log)−1.3970.334
Constant1.9940.584

Note(s): aCoefficient, bstandard error

Source(s): Author’s calculations from surveyed data

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