The impact of VBSP preferential loans on household consumption (FE)
| Household consumption (natural log) | Coef | p-value |
|---|---|---|
| Loan volume (natural log) | 0.005 | 0.924 |
| Loan duration (natural log) | 0.007 | 0.959 |
| Householder age (natural log) | −0.076 | 0.244 |
| Householder education (natural log) | −0.023 | 0.300 |
| Household labours (natural log) | −0.202 | 0.283 |
| Shocks (number of shocks experienced) | 0.001 | 0.000 |
| Household income (natural log) | 0.630 | 0.000 |
| Distance to the nearest bank (natural log) | 0.222 | 0.626 |
| Distance to the nearest market (natural log) | 0.218 | 0.614 |
| Distance to the nearest concrete/tarred road (natural log) | 0.144 | 0.407 |
| Constant | 1.622 | 0.068 |
| Household consumption (natural log) | Coef | |
|---|---|---|
| Loan volume (natural log) | 0.005 | 0.924 |
| Loan duration (natural log) | 0.007 | 0.959 |
| Householder age (natural log) | −0.076 | 0.244 |
| Householder education (natural log) | −0.023 | 0.300 |
| Household labours (natural log) | −0.202 | 0.283 |
| Shocks (number of shocks experienced) | 0.001 | 0.000 |
| Household income (natural log) | 0.630 | 0.000 |
| Distance to the nearest bank (natural log) | 0.222 | 0.626 |
| Distance to the nearest market (natural log) | 0.218 | 0.614 |
| Distance to the nearest concrete/tarred road (natural log) | 0.144 | 0.407 |
| Constant | 1.622 | 0.068 |
Note(s): aCoefficient, bstandard error
Source(s): Author’s calculations from surveyed data
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