Table 4.

Financial literacy response rate

ItemsCorrect response (%)Incorrect response (%)Do not know (%)
Numeracy65.523.211.3
Interest compounding59.428.412.3
Inflation51.924.213.9
Time value of money59.428.412.3
Money illusion57.724.813.9
Investing60.6925.3513.96
Diversification of risk58.4329.7
Debt management53.226.820
Retirement savings57.2519.8524.2
Housing59.3524.216.45
Life insurance51.7524.8523.4
Annuity49.728.122.3
Source: Author calculations based on primary data, SPSS

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