Table 1.

Small businesses financing survey questions by themes

CategoriesS. No.QuestionsDependent variable
Firm characteristics1Sector and physical location
2Firm age and owner age
3Gender of the owner, employees size
4Nationality of the owner
Financing5Which of the following is the major source of finance? Retained earnings or debt or equityRetained earnings
6Which of the two are accessible: banks/lending institutions or venture capitalist’s/angel investmentsAccess to financing
7What are the options for financing growth of your business?Financing growth
Competition and innovation8Who are your major competitors? Local or foreignCompetition
9How important technology/pricing/customer supportInnovation
10What are the constraints in internalising? Risk or individuality/being independentRisk
11Do you have any expectation on the government for supporting your business?Expectation on government
12Is compliance an issue?Compliance
Business choice13Which of the following is your business choice? Domestic or internationalChoice
14Do you understand the specific reason for choosing this business? Such as experience, expertise and passion independenceExperience
Reasons for business failure15Why do the SMEs fallout before five years? Is it because of adaptability (managing changes or macroeconomic factorsAdaptability
Source: Own elaboration

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