Table 3 Descriptive statistics of the...

Table 3

Descriptive statistics of the sample

Variable	GLSS7 (n = 14,009)		GLSS6 (n = 9,244)
Variable	Mean^a	S.D.	Mean	S.D.
Ownership of bank account	0.483	0.500	0.295	0.456
Ownership of savings account	0.294	0.455	0.181	0.385
Access to credit	0.076	0.264	0.083	0.276
Insurance policy	0.225	0.418	0.178	0.382
Count of FI variables	1.077	1.105	0.737	1.027
Age of household head	46.24	15.91	47.27	16.32
Male head	0.688	0.463	0.763	0.425
Household size	4.200	2.867	4.766	2.966
Married household head	0.645	0.479	0.736	0.441
Number of years spent in school	6.472	5.357	5.160	4.886
Employed in agriculture	0.413	0.492	0.734	0.442
Self-employed	0.552	0.497	0.818	0.385
Multiple job engagement	0.137	0.344	0.269	0.443
Receipt of remittance	0.054	0.226	0.353	0.478
Ownership of enterprise	0.426	0.495	0.383	0.486
Head in rural locality	0.570	0.495	0.931	0.253
Community has motorable road	0.968	0.175	0.845	0.362
Community has public transport	0.767	0.423	0.592	0.492
Community has post office	0.168	0.374	0.053	0.224
Community has phone network	0.829	0.376	0.801	0.399
Community has bank	0.362	0.481	0.089	0.285
Community has periodic market	0.046	0.210	0.122	0.327
Membership in FBO and cooperatives	0.135	0.341	0.109	0.312
Number of times crops are grown/season	0.228	0.420	0.326	0.469

Variable	GLSS7 (n = 14,009)		GLSS6 (n = 9,244)
Variable	Mean^a	S.D.	Mean	S.D.
Ownership of bank account	0.483	0.500	0.295	0.456
Ownership of savings account	0.294	0.455	0.181	0.385
Access to credit	0.076	0.264	0.083	0.276
Insurance policy	0.225	0.418	0.178	0.382
Count of FI variables	1.077	1.105	0.737	1.027
Age of household head	46.24	15.91	47.27	16.32
Male head	0.688	0.463	0.763	0.425
Household size	4.200	2.867	4.766	2.966
Married household head	0.645	0.479	0.736	0.441
Number of years spent in school	6.472	5.357	5.160	4.886
Employed in agriculture	0.413	0.492	0.734	0.442
Self-employed	0.552	0.497	0.818	0.385
Multiple job engagement	0.137	0.344	0.269	0.443
Receipt of remittance	0.054	0.226	0.353	0.478
Ownership of enterprise	0.426	0.495	0.383	0.486
Head in rural locality	0.570	0.495	0.931	0.253
Community has motorable road	0.968	0.175	0.845	0.362
Community has public transport	0.767	0.423	0.592	0.492
Community has post office	0.168	0.374	0.053	0.224
Community has phone network	0.829	0.376	0.801	0.399
Community has bank	0.362	0.481	0.089	0.285
Community has periodic market	0.046	0.210	0.122	0.327
Membership in FBO and cooperatives	0.135	0.341	0.109	0.312
Number of times crops are grown/season	0.228	0.420	0.326	0.469

Note(s): “a” denotes means for dummy variables which are proportions/percentages for the “1” groups for the various variables; S.D. represents standard deviation; FBO represents farmer-based organisation

Source(s): Own elaboration

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