Table 2. Banks’ funding and lending... | Emerald Publishing

Table 2.

Banks’ funding and lending classified on the basis of the domicile of the ultimate owner in EU 28

	2011	2012	2013	2014	2015	2016	2017
Overall
Deposits
Overall (bn €)	27.83	28.79	37.31	33.61	31.29	30.06	34.84
Banks’ average (m €)	4.76	4.58	6.13	5.91	5.71	9.33	11.51
Loans
Overall (bn €)	22.22	22.61	29.44	26.72	25.22	24.17	27.92
Banks’ average (m €)	3.80	3.60	4.84	4.70	4.60	7.50	9.22
Net Deposits
Overall (bn €)	5.61	6.18	7.88	6.89	6.07	5.88	6.93
Banks’ average (m €)	0.96	0.98	1.29	1.21	1.11	1.83	2.29
Local
Deposits
Overall (bn €)	23.90	24.81	32.32	29.15	27.16	26.08	30.20
Banks’ average (m €)	4.66	4.52	6.10	5.91	5.71	9.29	11.40
Loans
Overall (bn €)	19.83	20.15	26.20	23.75	22.45	21.53	24.85
Banks’ average (m €)	3.87	3.67	4.95	4.82	4.72	7.67	9.38
Net Deposits
Overall (bn €)	4.07	4.66	6.12	5.40	4.71	4.54	5.35
Banks’ average (m €)	0.79	0.85	1.15	1.10	0.99	1.62	2.02
Other EU
Deposits
Overall (bn €)	1.41	1.59	2.60	2.62	3.36	2.97	2.74
Banks’ average (m €)	0.38	0.41	0.68	0.73	0.98	1.59	1.54
Loans
Overall (bn €)	0.45	0.53	2.17	2.20	2.77	2.52	2.34
Banks’ average (m €)	0.12	0.14	0.57	0.62	0.81	1.35	1.31
Net Deposits
Overall (bn €)	0.96	1.06	0.44	0.42	0.59	0.46	0.40
Banks’ average (m €)	0.26	0.27	0.11	0.12	0.17	0.24	0.22
Outside EU
Deposits
Overall (bn €)	1.33	1.36	1.63	1.49	1.39	1.41	1.59
Banks’ average (m €)	3.68	3.38	4.14	3.95	3.97	7.58	9.82
Loans
Overall (bn €)	0.22	0.26	0.46	0.46	0.43	0.45	0.53
Banks’ average (m €)	0.61	0.63	1.17	1.22	1.23	2.42	3.27
Net Deposits
Overall (bn €)	1.10	1.11	1.17	1.03	0.96	0.96	1.06
Banks’ average (m €)	3.07	2.75	2.97	2.73	2.74	5.16	6.55

	2011	2012	2013	2014	2015	2016	2017
Overall
Deposits
Overall (bn €)	27.83	28.79	37.31	33.61	31.29	30.06	34.84
Banks’ average (m €)	4.76	4.58	6.13	5.91	5.71	9.33	11.51
Loans
Overall (bn €)	22.22	22.61	29.44	26.72	25.22	24.17	27.92
Banks’ average (m €)	3.80	3.60	4.84	4.70	4.60	7.50	9.22
Net Deposits
Overall (bn €)	5.61	6.18	7.88	6.89	6.07	5.88	6.93
Banks’ average (m €)	0.96	0.98	1.29	1.21	1.11	1.83	2.29
Local
Deposits
Overall (bn €)	23.90	24.81	32.32	29.15	27.16	26.08	30.20
Banks’ average (m €)	4.66	4.52	6.10	5.91	5.71	9.29	11.40
Loans
Overall (bn €)	19.83	20.15	26.20	23.75	22.45	21.53	24.85
Banks’ average (m €)	3.87	3.67	4.95	4.82	4.72	7.67	9.38
Net Deposits
Overall (bn €)	4.07	4.66	6.12	5.40	4.71	4.54	5.35
Banks’ average (m €)	0.79	0.85	1.15	1.10	0.99	1.62	2.02
Other EU
Deposits
Overall (bn €)	1.41	1.59	2.60	2.62	3.36	2.97	2.74
Banks’ average (m €)	0.38	0.41	0.68	0.73	0.98	1.59	1.54
Loans
Overall (bn €)	0.45	0.53	2.17	2.20	2.77	2.52	2.34
Banks’ average (m €)	0.12	0.14	0.57	0.62	0.81	1.35	1.31
Net Deposits
Overall (bn €)	0.96	1.06	0.44	0.42	0.59	0.46	0.40
Banks’ average (m €)	0.26	0.27	0.11	0.12	0.17	0.24	0.22
Outside EU
Deposits
Overall (bn €)	1.33	1.36	1.63	1.49	1.39	1.41	1.59
Banks’ average (m €)	3.68	3.38	4.14	3.95	3.97	7.58	9.82
Loans
Overall (bn €)	0.22	0.26	0.46	0.46	0.43	0.45	0.53
Banks’ average (m €)	0.61	0.63	1.17	1.22	1.23	2.42	3.27
Net Deposits
Overall (bn €)	1.10	1.11	1.17	1.03	0.96	0.96	1.06
Banks’ average (m €)	3.07	2.75	2.97	2.73	2.74	5.16	6.55

Source: Orbis data processed by the authors