Table 2 Measurement statistics of...

Table 2

Measurement statistics of constructs

Latent variable	Items	Indicator reliability	CR	CR alpha	AVE
Reduced Cost	RC1	0.908	0.943	0.919	0.805
	RC2	0.868
	RC3	0.920
	RC4	0.891
Efficiency and Security	ES1	0.859	0.948	0.931	0.784
	ES2	0.901
	ES3	0.902
	ES4	0.871
	ES5	0.892
Perceived Usefulness	PU1	0.841	0.948	0.927	0.822
	PU2	0.891
	PU3	0.959
	PU4	0.931
Perceived Ease of Use	PEU1	0.912	0.937	0.900	0.833
	PEU2	0.914
	PEU4	0.912
Attitude	ATT1	0.826	0.911	0.876	0.673
	ATT2	0.897
	ATT3	0.862
	ATT4	0.706
	ATT5	0.797
Behavioral Intention	BI1	0.913	0.930	0.888	0.816
	BI2	0.917
	BI3	0.880

Latent variable	Items	Indicator reliability	CR	CR alpha	AVE
Reduced Cost	RC1	0.908	0.943	0.919	0.805
	RC2	0.868
	RC3	0.920
	RC4	0.891
Efficiency and Security	ES1	0.859	0.948	0.931	0.784
	ES2	0.901
	ES3	0.902
	ES4	0.871
	ES5	0.892
Perceived Usefulness	PU1	0.841	0.948	0.927	0.822
	PU2	0.891
	PU3	0.959
	PU4	0.931
Perceived Ease of Use	PEU1	0.912	0.937	0.900	0.833
	PEU2	0.914
	PEU4	0.912
Attitude	ATT1	0.826	0.911	0.876	0.673
	ATT2	0.897
	ATT3	0.862
	ATT4	0.706
	ATT5	0.797
Behavioral Intention	BI1	0.913	0.930	0.888	0.816
	BI2	0.917
	BI3	0.880

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