Table 3. Bank-level variables Variables...

Table 3.

Bank-level variables

Variables	Mean	Median	Max	Min	SD	No. of countries	No. of observation
ROA	0.009	0.010	0.042	−0.097	0.011	24	404
LOANRATIO	0.677	0.681	1.433	0.092	0.159	24	404
LNSIZE	23.948	23.938	29.02	16.930	2.370	24	404
LLA	0.028	0.018	0.720	9.040	0.043	24	404
GROWTH	0.090	0.064	1.145	−0.290	0.138	24	404
CAPRAT	0.173	0.162	0.870	0.089	0.060	24	404

Variables	Mean	Median	Max	Min	SD	No. of countries	No. of observation
ROA	0.009	0.010	0.042	−0.097	0.011	24	404
LOANRATIO	0.677	0.681	1.433	0.092	0.159	24	404
LNSIZE	23.948	23.938	29.02	16.930	2.370	24	404
LLA	0.028	0.018	0.720	9.040	0.043	24	404
GROWTH	0.090	0.064	1.145	−0.290	0.138	24	404
CAPRAT	0.173	0.162	0.870	0.089	0.060	24	404