Table 1. Demographics of respondents...

Table 1.

Demographics of respondents

Category	No. of Respondents	(%)
Gender
Male	705	72.23
Female	271	27.77
Age
18–27 Years	699	71.61
28–37 Years	214	21.92
37–47 Years	48	4.91
48–57 Years	39	3.99
Monthly Income (PKR)
30,000 or Less	440	45.08
31,000 – 40,000	138	14.13
41,000 – 50,000	154	15.77
51,000 – 60,000	107	10.96
61,000 – 70,000	60	6.14
71,000 – 80,000	13	1.33
81,000 – 90,000	28	2.86
91,000 or Higher	60	6.14
Profession
Government Employees	126	12.9
Private Employees	566	57.99
Self-Employed	10	1.02
Students	274	28.07
Bank Account
HBL	330	33.81
UBL	307	31.45
NBP	339	34.73
E-banking Usage Frequency
Frequent User	795	81.45
Not a Frequent User	181	18.55
E-banking Usefulness
Useful	914	93.64
Not Useful	62	6.26
E-banking Cost and Timesaving
Yes	878	89.95
No	98	10.05
E-banking Mobile Application’s Trustworthiness
Yes	633	64.85
No	343	35.14

Category	No. of Respondents	(%)
Gender
Male	705	72.23
Female	271	27.77
Age
18–27 Years	699	71.61
28–37 Years	214	21.92
37–47 Years	48	4.91
48–57 Years	39	3.99
Monthly Income (PKR)
30,000 or Less	440	45.08
31,000 – 40,000	138	14.13
41,000 – 50,000	154	15.77
51,000 – 60,000	107	10.96
61,000 – 70,000	60	6.14
71,000 – 80,000	13	1.33
81,000 – 90,000	28	2.86
91,000 or Higher	60	6.14
Profession
Government Employees	126	12.9
Private Employees	566	57.99
Self-Employed	10	1.02
Students	274	28.07
Bank Account
HBL	330	33.81
UBL	307	31.45
NBP	339	34.73
E-banking Usage Frequency
Frequent User	795	81.45
Not a Frequent User	181	18.55
E-banking Usefulness
Useful	914	93.64
Not Useful	62	6.26
E-banking Cost and Timesaving
Yes	878	89.95
No	98	10.05
E-banking Mobile Application’s Trustworthiness
Yes	633	64.85
No	343	35.14

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