Table 2.

Cronbach’s alpha, AVE and CR values

ItemsStatementsFL
Reliability AVE (0.75), CR (0.90) α (0.83)E-banking website provides the services exactly as promised during COVID-190.804
E-banking always provides the services at the promised time during COVID-190.916
Using e-banking, I can retrieve the transaction details on my account during COVID-19Del
The information provided over the e-banking website is accurate during COVID-190.869
Privacy and Security AVE (0.57), CR (0.80) α (0.62)My personal information is protected on the e-banking platform during COVID-190.688
My financial information is protected on the e-banking platform during COVID-190.779
The transactions over the e-banking website are secured during COVID-190.782
Website Design AVE (0.053), CR (0.82) α (0.73)The e-banking website is updated regularly during COVID-190.734
The e-banking website is well organized during COVID-190.798
The e-banking website includes interactive features during COVID-190.630
The e-banking website is easy to use during COVID-190.742
Customer Service and Support AVE (0.74), CR (0.92) α (0.90)Customer service personnel are knowledgeable of e-banking services during COVID-190.766
Customer service personnel are always willing to help me with matters relating to e-banking during COVID-190.909
My queries relating to e-banking are answered promptly during COVID-190.910
E-banking customer care team has customers’ best interests at heart during COVID-190.838
E-banking customer care team can be accessed at any time (24/7 operating hours) during COVID-19Del
E-banking Satisfaction AVE (0.75), CR (0.92) α (0.89)I am generally pleased with this bank’s online services during COVID-19Del
I am very satisfied with this bank's online services during COVID-190.832
I am happy with this online bank during COVID-190.921
The website of online banks is simple to use during COVID-190.874
I am satisfied with the overall online bank's products and services during COVID-190.841
E-banking Loyalty AVE (0.79), CR (0.94) α (0.91)I will recommend e-banking to other people during COVID-190.877
I prefer e-banking above other channels of banking during COVID-190.873
I would like to say positive things about e-banking to other people during COVID-190.910
I intend to continue using e-banking during COVID-190.892

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