About the Editors ix About the...

About the Editors	ix
About the Contributors	xi
SECTION A: EMERGING RISKS AND OPPORTUNITIES DUE TO DIGITALISATION
Chapter 1: Decentralised Finance and Cryptocurrency Activity in Africa
Peterson K. Ozili	3
Chapter 2: Do Digital Financial Services Influence Banking Stability and Efficiency: An ARDL Analysis of a Developed and a Developing Economy
Aamir Aijaz Syed, Ercan Özen and Muhammad Abdul Kamal	13
Chapter 3: Social Benefits of Digitalisation
Rasmiyya Abdullayeva Sabir, Allahyar Muradov Niyaz and Aytan Guliyeva Bakhtiyar	31
Chapter 4: Digital Aspects of Internal Audit of Tax Differences: Practical Experience of Ukraine
Mariya Shygun and Anastasiia Chystova	49
Chapter 5: A Cross-cultural Study on the Digitalisation of Public Services
Oana-Ramona Lobonţ, Sorana Vătavu, Loredana Jicărean and Nicoleta-Claudia Moldovan	69
Chapter 6: The Banking Industry in the Ecosystem of Digital Currencies and Digital Central Bank Currencies
Timotej Jagrič, Dušan Fister, Aleksandra Amon, Vita Jagrič and Sabina Taškar Beloglavec	89
Chapter 7: Applicable Knowledge for Sustainability. The Status of Artificial Intelligence in Industrial Production and the Impact of Future Sustainability
Wolfgang H. Schulz, Oliver Franck, Stanley Smolka and Vincent Geilenberg	117
Chapter 8: Central Bank Digital Currency in Nigeria: Opportunities and Risks
Peterson K. Ozili	125
Chapter 9: A Delphi-AHP Approach to the COVID-19 Effect on Digitalisation in the Banking Sector
Violeta Cvetkoska, Gokulananda Patel and Milanka Dimovska	135
Chapter 10: The New Digital Era: Emerging Risks and Opportunities
Rashmi Sharma	151
Chapter 11: Developing Students’ Life Skills Through Edupreneurship in the Digital Era
Muthmainnah, Ahmad Al Yakin, Muhammad Massyat, Enkeleda Lulaj and Gul Erkol Bayram	169
Chapter 12: Tax Challenges in the Digital Economy: EU Perspective
Sabina Hodžić	191
Chapter 13: Digitalisation: A New Era in the Energy Industry for Sustainability
Sorana Vătavu, Oana-Ramona Lobonţ, Cătălina Sitnikov and Florin Costea	213
Chapter 14: The Effects of Technology Readiness on Intention of Using the Mobile Payment Applications
Şahnaz Ekşioğlu and Tülin Ural	231
Chapter 15: Online Gaming and Accountabilities in the Pandemic Environment: A Multi-faceted Perspective
Tehmina Khan	251
Chapter 16: Development of a Destination Via Digitalisation of a Local Food Festival: The case of Elenski But, Elena Town, Bulgaria
Nadezhda Kostadinova	271
Chapter 17: Labour Market Outcomes of Romanian Migrants Under the Covid-19 Pandemic and Digitalisation Challenges: A Spatial Bootstrap Approach
Marilen Gabriel Pirtea, Graţiela Georgiana Noja, Mirela Cristea and Irina-Maria Grecu	287
Chapter 18: Smart City Using Cloud Services: A Systematic Literature Review
Arbër Hamdi Hoti, Hamdi Hoti and Edisona Kurhasku	305
Index	325

About the Editors	ix
About the Contributors	xi
SECTION A: EMERGING RISKS AND OPPORTUNITIES DUE TO DIGITALISATION
Chapter 1: Decentralised Finance and Cryptocurrency Activity in Africa
Peterson K. Ozili	3
Chapter 2: Do Digital Financial Services Influence Banking Stability and Efficiency: An ARDL Analysis of a Developed and a Developing Economy
Aamir Aijaz Syed, Ercan Özen and Muhammad Abdul Kamal	13
Chapter 3: Social Benefits of Digitalisation
Rasmiyya Abdullayeva Sabir, Allahyar Muradov Niyaz and Aytan Guliyeva Bakhtiyar	31
Chapter 4: Digital Aspects of Internal Audit of Tax Differences: Practical Experience of Ukraine
Mariya Shygun and Anastasiia Chystova	49
Chapter 5: A Cross-cultural Study on the Digitalisation of Public Services
Oana-Ramona Lobonţ, Sorana Vătavu, Loredana Jicărean and Nicoleta-Claudia Moldovan	69
Chapter 6: The Banking Industry in the Ecosystem of Digital Currencies and Digital Central Bank Currencies
Timotej Jagrič, Dušan Fister, Aleksandra Amon, Vita Jagrič and Sabina Taškar Beloglavec	89
Chapter 7: Applicable Knowledge for Sustainability. The Status of Artificial Intelligence in Industrial Production and the Impact of Future Sustainability
Wolfgang H. Schulz, Oliver Franck, Stanley Smolka and Vincent Geilenberg	117
Chapter 8: Central Bank Digital Currency in Nigeria: Opportunities and Risks
Peterson K. Ozili	125
Chapter 9: A Delphi-AHP Approach to the COVID-19 Effect on Digitalisation in the Banking Sector
Violeta Cvetkoska, Gokulananda Patel and Milanka Dimovska	135
Chapter 10: The New Digital Era: Emerging Risks and Opportunities
Rashmi Sharma	151
Chapter 11: Developing Students’ Life Skills Through Edupreneurship in the Digital Era
Muthmainnah, Ahmad Al Yakin, Muhammad Massyat, Enkeleda Lulaj and Gul Erkol Bayram	169
Chapter 12: Tax Challenges in the Digital Economy: EU Perspective
Sabina Hodžić	191
Chapter 13: Digitalisation: A New Era in the Energy Industry for Sustainability
Sorana Vătavu, Oana-Ramona Lobonţ, Cătălina Sitnikov and Florin Costea	213
Chapter 14: The Effects of Technology Readiness on Intention of Using the Mobile Payment Applications
Şahnaz Ekşioğlu and Tülin Ural	231
Chapter 15: Online Gaming and Accountabilities in the Pandemic Environment: A Multi-faceted Perspective
Tehmina Khan	251
Chapter 16: Development of a Destination Via Digitalisation of a Local Food Festival: The case of Elenski But, Elena Town, Bulgaria
Nadezhda Kostadinova	271
Chapter 17: Labour Market Outcomes of Romanian Migrants Under the Covid-19 Pandemic and Digitalisation Challenges: A Spatial Bootstrap Approach
Marilen Gabriel Pirtea, Graţiela Georgiana Noja, Mirela Cristea and Irina-Maria Grecu	287
Chapter 18: Smart City Using Cloud Services: A Systematic Literature Review
Arbër Hamdi Hoti, Hamdi Hoti and Edisona Kurhasku	305
Index	325

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