Table 3

Correlation matrix of the constructs

[1][2][3][4]
[1]ATSD1.000   
[2]ONF0.0461.000  
[3]IFTs0.0900.5691.000 
[4]SMU0.1020.4050.6351.000
 Mean3.8572.6742.7982.838
 St. Dev0.7881.1021.1431.275

Note(s): Correlation coefficients greater than 0.046 in absolute value are statistically significant at 99%

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