Table 6

Hypothesis testing

HypothesisPathPath coefficientStandard errort statistics
H1PE-BI to use neobanking services0.0860.0312.715
H2EE-BI to use neobanking services0.2130.0435.004
H3SIs-BI to use neobanking services0.1710.0523.341
H4HM-BI to use neobanking services0.2050.0336.155
H5PV-BI to use neobanking services0.0770.0282.768
H6aHB-BI to use neo-banking services−0.0870.0272.768
H6bHB-BI to adopt neobanking services−0.1650.0276.096
H7aFC-BI to use neobanking services0.2230.0514.442
H7bFC-BI to adopt neobanking services0.2210.0484.682
H8aPI-BI to use neobanking services0.1000.0293.399
H8bPI-BI to adopt neobanking services0.1380.0314.444
H9aBIU-BI to adopt neobanking services0.2090.0449.250
H9bBIU-BI to recommend neobanking0.4070.0484.331
H10PFR-BI to adopt neobanking services0.1050.0313.431
H11PYR-BI to adopt neobanking services0.1120.0303.774
H12PPR-BI to adopt neobanking services0.1810.0365.038
H13PSYR-BI to adopt neobanking services0.0640.0292.125
H14PTR-BI to adopt neobanking services0.0840.0362.344
H15BIAs-BI to recommend neobank services0.3830.0478.179

Source(s): Hair et al. (2012), Author

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