Table 2 Items to measure financial... | Emerald Publishing

Table 2

Items to measure financial stress

Item		Code/answer
To what degree or extent do you agree or disagree with the following statements … ?
X1	Inflexibility. Managing your income and expenses controls your life	(0) Never
		(1) Sometimes
		(2) Always
X2	Frustration. Given your economic situation, you feel that you will get the things you want	(0) Agree
X3	Insufficiency. You have enough money to cover all your expenses	(1) Not agree, nor disagree
X4	Uneasiness. You feel relieved that your money is enough to get what you need	(2) Disagree

Item		Code/answer
To what degree or extent do you agree or disagree with the following statements … ?
X1	Inflexibility. Managing your income and expenses controls your life	(0) Never
		(1) Sometimes
		(2) Always
X2	Frustration. Given your economic situation, you feel that you will get the things you want	(0) Agree
X3	Insufficiency. You have enough money to cover all your expenses	(1) Not agree, nor disagree
X4	Uneasiness. You feel relieved that your money is enough to get what you need	(2) Disagree

Source(s): Author's selection from NSFI (INEGI, 2022) based on CFPB (2017a) and Netemeyer et al. (2018)