Table 2. College seniors' attitudes... | Emerald Publishing

Table 2.

College seniors' attitudes toward borrowing for graduate education: assessing the intervention effectiveness

	Model I (debt attitude: affective dimension)		Model II (debt attitude: cognitive dimension)
	Coef.	Robust Std. Err.	Coef.	Robust Std. Err.
Control group	Ref. cat.		Ref. cat.
Experimental group 1	0.357**	0.133	0.165	0.139
Experimental group 2	0.393**	0.136	0.264	0.138
Gender (= 1 female)	−0.399***	0.109	−0.193	0.112
Academic ability	−0.011	0.073	−0.083	0.081
Majors (= 1 finance and Accounting)	0.347*	0.167	0.415**	0.143
Constant	3.194***	0.498	5.192***	0.543
Number of obs.	525		525
F(5, 519)	4.84***		3.20**
R-squared	0.047		0.025
Dependent variable	Mean scores of each subject on the attitude scale (first three items of Table 1)		Mean scores of each subject on the attitude scale (last three items of Table 1)
Testing the equality of two coefficients
H0: β₁ and β₂ are not statistically different
F(1, 519)	0.07
Prob. > F	0.792
	0.357 and 0.393 are not statistically different

	Model I (debt attitude: affective dimension)		Model II (debt attitude: cognitive dimension)
	Coef.	Robust Std. Err.	Coef.	Robust Std. Err.
Control group	Ref. cat.		Ref. cat.
Experimental group 1	0.357**	0.133	0.165	0.139
Experimental group 2	0.393**	0.136	0.264	0.138
Gender (= 1 female)	−0.399***	0.109	−0.193	0.112
Academic ability	−0.011	0.073	−0.083	0.081
Majors (= 1 finance and Accounting)	0.347*	0.167	0.415**	0.143
Constant	3.194***	0.498	5.192***	0.543
Number of obs.	525		525
F(5, 519)	4.84***		3.20**
R-squared	0.047		0.025
Dependent variable	Mean scores of each subjecton the attitude scale(first three items of Table 1)		Mean scores of each subjecton the attitude scale(last three items of Table 1)
Testing the equality of two coefficients
H0: β₁ and β₂ are not statistically different
F(1, 519)	0.07
Prob. > F	0.792
	0.357 and 0.393 are notstatistically different

Notes: ***p < 0.001; **p < 0.01; *p < 0.05

Source Author’s elaboration