Table 4.

The intention to apply for a student loan to pursue a master's degree: means and standard deviations for each item

Obs.MeanS.D.Range
Behavioral intention (BI). Cronbach’s alpha = 0.91185253.4371.5071—7
1. I would intend to apply for the student loan to pursue the master's degree:    
Strongly disagree 1 - 2 - 3 - 4 - 5 - 6 - 7 strongly agree5253.4571.7361—7
2. For me to apply for the student loan to pursue the master's degree would be:    
Extremely unlikely 1 - 2 - 3 - 4 - 5 - 6 - 7 Extremely likely5253.3961.5601—7
3. I would try to get the student loan to pursue the master’s degree:    
Strongly disagree 1 - 2 - 3 - 4 - 5 - 6 - 7 Strongly agree5253.4571.6031—7

Notes: The three-item behavioral intention scale was adapted from Ajzen (1991, 2019), Conner and Sparks (2005), Koropp et al. (2014) and Sotiropoulos and d’Astous (2013), mainly. Cronbach’s alpha assesses the internal consistency of the scale items. The scale has an adequate internal consistency as a Cronbach’s alpha coefficient of 0.70 or higher is considered “acceptable” in most social science research situations (Hair et al., 2013). In italics is the mean value of the scale

Source: Author's elaboration

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