Hypothesis test results
| Hypothesis | Result |
|---|---|
| H1: Perceived usefulness of e-banking has a positive influence on e-banking adoption intentions (AI) | Supported |
| H2: Perceived security and privacy of E-banking has a positive influence on E-banking AI | Not supported |
| H3: Perceived ease of use of e-banking has a positive influence on e-banking AI | Supported |
| H4: Perceived risk of cybercrime (PROC) has a negative relationship with e-banking AI | Supported |
| H5: Perceived risk of cybercrime moderates the relationship between perceived usefulness and E-banking AI | Weak support |
| H6: Perceived risk of cybercrime moderates the relationship between perceived security and privacy and e-banking AI | Not supported |
| H7: Perceived risk of cybercrime moderates the relationship between perceived ease of use and e-banking AI | Supported |
| Hypothesis | Result |
|---|---|
| Supported | |
| Not supported | |
| Supported | |
| Supported | |
| Weak support | |
| Not supported | |
| Supported |
Source(s): Table by authors
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