Table 3. Structural model results...

Table 3.

Structural model results

Constructs	Items	Loadings	Loadings-squared	Composite reliability
Perceived ethics	1	0.899	0.808	0.856
	2	0.881	0.776
	3	0.751	0.564
Perceived benefits	1	0.715	0.511	0.852
	2	0.821	0.674
	3	0.891	0.794
Perceived risks	1	0.807	0.651	0.860
	2	0.864	0.746
	3	0.786	0.618
Perceived loss of	1	0.734	0.539	0.822
competence	2	0.674	0.454
	3	0.794	0.630
	4	0.722	0.521
Perceived	1	0.846	0.716	0.855
unpredictability	2	0.809	0.654
	3	0.785	0.616
Convenience orientation	1	0.723	0.523	0.806
	2	0.913	0.834
Acceptance of	1	0.918	0.843	0.961
technology agency	2	0.919	0.845
	3	0.939	0.882
	4	0.933	0.870

Constructs	Items	Loadings	Loadings-squared	Composite reliability
Perceived ethics	1	0.899	0.808	0.856
	2	0.881	0.776
	3	0.751	0.564
Perceived benefits	1	0.715	0.511	0.852
	2	0.821	0.674
	3	0.891	0.794
Perceived risks	1	0.807	0.651	0.860
	2	0.864	0.746
	3	0.786	0.618
Perceived loss of	1	0.734	0.539	0.822
competence	2	0.674	0.454
	3	0.794	0.630
	4	0.722	0.521
Perceived	1	0.846	0.716	0.855
unpredictability	2	0.809	0.654
	3	0.785	0.616
Convenience orientation	1	0.723	0.523	0.806
	2	0.913	0.834
Acceptance of	1	0.918	0.843	0.961
technology agency	2	0.919	0.845
	3	0.939	0.882
	4	0.933	0.870

Source: Created by authors

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