Table 5.

Regression output

 Fixed effectRandom effect
(Using food credit as independent variable)
Intercept1411.474 (4.931055)*1276.828 (3.992457)*
FC245.4326 (4.075577)*334.9363 (6.016558)*
Adjusted R square0.6116060.398405
F Statistics20.94623*26.16540*
Durbin–Watson0.5612380.554017
Hausman Testχ2 = 15.188276* 
(Using Industries as independent variable)
Intercept568.0581 (4.675677)*392.0599 (3.392687)**
IND1.4502140 (18.24525)*1.660609 (25.30583)*
Adjusted R square0.9455130.916017
F Statistics220.8049*415.4728*
Durbin–Watson0.4856700.465500
Hausman Testχ2 = 22.028157* 
(Using services as independent variable)
Intercept501.7498 (2.935734)**295.4071 (1.834242)***
SRV5.061721 (12.77750)*5.878372 (18.08425)*
Adjusted R square0.8988970.866615
F Statistics113.6180*247.8904
Durbin–Watson1.3740321.242357
Hausman Testχ2 = 13.008255* 
(Using retail loans as independent variable)
Intercept−1440.547 (−3.229521)**−127.948 (−2.051290)**
RL29.27055 (8.034443)*27.76580 (8.704966)*
Adjusted R square0.7986470.664702
F Statistics519.24105*76.33189*
Durbin–Watson0.6344870.566733
Hausman Testχ2 = 0.730756 
(Using non-priority others as independent variable)
Intercept2244.658 (6.382600)*1643.208 (4.480190)*
Others−4.550012 (−2.580065)***1.348283 (0.889106)
Adjusted R square0.518801−0.016746
F Statistics14.65649*0.374127
Durbin–Watson0.3215290.090012
Hausman Testχ2 = 42.928672* 

Notes:

Levels of significance at 1, 5 and 10% are indicated by the symbols *, ** and ***, respectively. Values for the T-statistic are in parenthesis

Source: Authors’ calculation and compilation based on data collected from RBI Database
[ViewLarge]
This Feature Is Available To Subscribers Only

or Create an Account

Close Modal
Close Modal