Descriptive statistics FinTech
| Variable | Obs | Mean | Median | Std. dev | Min | Max |
|---|---|---|---|---|---|---|
| Capital invested EUR m (FinTech) | 595 | 1059.62 | 79.87 | 4570.06 | 0.01 | 66842.36 |
| Company count (FinTech) | 595 | 21.13 | 6.00 | 63.28 | 1.00 | 759.00 |
| Real estate transaction vol. EUR bn | 595 | 20.59 | 9.72 | 23.83 | 0.05 | 99.15 |
| Gross domestic product growth | 595 | 3.35 | 3.46 | 4.38 | −9.84 | 34.97 |
| Inflation | 595 | 1.52 | 1.47 | 1.20 | −1.69 | 5.22 |
| Unemployment | 595 | 7.44 | 6.74 | 3.67 | 2.03 | 26.11 |
| Government bonds | 595 | 1.99 | 1.64 | 1.73 | −0.80 | 13.58 |
| Real estate yields | 595 | 5.34 | 5.28 | 0.95 | 3.50 | 8.69 |
| Real estate yield-bond-gap | 595 | 3.35 | 3.60 | 1.17 | −5.09 | 5.83 |
| Central bank assets to GDP ratio | 595 | 10.70 | 1.41 | 22.45 | 0.00 | 119.48 |
| Money supply M1 | 595 | 8.79 | 8.19 | 7.46 | −4.03 | 94.09 |
| FDI EUR bn | 595 | 36792.55 | 26857.08 | 29580.03 | 2223.29 | 147737.70 |
| GDP Spending on R&D | 595 | 0.59 | 0.50 | 0.47 | 0.01 | 1.73 |
| Variable | Obs | Mean | Median | Std. dev | Min | Max |
|---|---|---|---|---|---|---|
| Capital invested EUR m (FinTech) | 595 | 1059.62 | 79.87 | 4570.06 | 0.01 | 66842.36 |
| Company count (FinTech) | 595 | 21.13 | 6.00 | 63.28 | 1.00 | 759.00 |
| Real estate transaction vol. EUR bn | 595 | 20.59 | 9.72 | 23.83 | 0.05 | 99.15 |
| Gross domestic product growth | 595 | 3.35 | 3.46 | 4.38 | −9.84 | 34.97 |
| Inflation | 595 | 1.52 | 1.47 | 1.20 | −1.69 | 5.22 |
| Unemployment | 595 | 7.44 | 6.74 | 3.67 | 2.03 | 26.11 |
| Government bonds | 595 | 1.99 | 1.64 | 1.73 | −0.80 | 13.58 |
| Real estate yields | 595 | 5.34 | 5.28 | 0.95 | 3.50 | 8.69 |
| Real estate yield-bond-gap | 595 | 3.35 | 3.60 | 1.17 | −5.09 | 5.83 |
| Central bank assets to GDP ratio | 595 | 10.70 | 1.41 | 22.45 | 0.00 | 119.48 |
| Money supply M1 | 595 | 8.79 | 8.19 | 7.46 | −4.03 | 94.09 |
| FDI EUR bn | 595 | 36792.55 | 26857.08 | 29580.03 | 2223.29 | 147737.70 |
| GDP Spending on R&D | 595 | 0.59 | 0.50 | 0.47 | 0.01 | 1.73 |
| Correlation coefficients | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | (10) | (11) | (12) | (13) | |
| (1) Capital invest. EUR m (FinTech) | 1.00 | ||||||||||||
| (2) Company count (FinTech) | 0.18 | 1.00 | |||||||||||
| (3) Real estate tr. vol. EUR bn | 0.29 | 0.32 | 1.00 | ||||||||||
| (4) GDP growth | 0.06 | 0.00 | 0.06 | 1.00 | |||||||||
| (6) Inflation | 0.07 | 0.02 | 0.12 | 0.24 | 1.00 | ||||||||
| (7) Unemployment | −0.10 | −0.10 | −0.26 | −0.18 | −0.19 | 1.00 | |||||||
| (8) Government bonds | −0.08 | −0.14 | −0.06 | −0.10 | 0.25 | 0.29 | 1.00 | ||||||
| (9) Real estate yields | −0.08 | −0.13 | −0.23 | −0.16 | 0.06 | 0.44 | 0.77 | 1.00 | |||||
| (10) Real estate yield-bond-gap | 0.06 | 0.11 | −0.09 | 0.02 | −0.32 | −0.08 | −0.85 | −0.33 | 1.00 | ||||
| (9) Central bank assets to GDP ratio | −0.06 | −0.03 | −0.17 | 0.01 | −0.01 | 0.09 | −0.22 | −0.09 | 0.25 | 1.00 | |||
| (11) Money supply M1 | −0.05 | 0.01 | −0.01 | −0.03 | −0.09 | −0.08 | −0.19 | −0.12 | 0.18 | 0.02 | 1.00 | ||
| (12) FDI EUR bn | −0.15 | −0.16 | −0.26 | −0.08 | −0.16 | −0.14 | −0.26 | −0.25 | 0.19 | 0.21 | −0.02 | 1.00 | |
| (13) GDP Spending on R&D | 0.23 | 0.23 | 0.49 | 0.22 | 0.10 | −0.20 | −0.11 | −0.10 | 0.09 | −0.03 | −0.04 | −0.44 | 1.00 |
| Correlation coefficients | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | (10) | (11) | (12) | (13) | |
| (1) Capital invest. EUR m (FinTech) | 1.00 | ||||||||||||
| (2) Company count (FinTech) | 0.18 | 1.00 | |||||||||||
| (3) Real estate tr. vol. EUR bn | 0.29 | 0.32 | 1.00 | ||||||||||
| (4) GDP growth | 0.06 | 0.00 | 0.06 | 1.00 | |||||||||
| (6) Inflation | 0.07 | 0.02 | 0.12 | 0.24 | 1.00 | ||||||||
| (7) Unemployment | −0.10 | −0.10 | −0.26 | −0.18 | −0.19 | 1.00 | |||||||
| (8) Government bonds | −0.08 | −0.14 | −0.06 | −0.10 | 0.25 | 0.29 | 1.00 | ||||||
| (9) Real estate yields | −0.08 | −0.13 | −0.23 | −0.16 | 0.06 | 0.44 | 0.77 | 1.00 | |||||
| (10) Real estate yield-bond-gap | 0.06 | 0.11 | −0.09 | 0.02 | −0.32 | −0.08 | −0.85 | −0.33 | 1.00 | ||||
| (9) Central bank assets to GDP ratio | −0.06 | −0.03 | −0.17 | 0.01 | −0.01 | 0.09 | −0.22 | −0.09 | 0.25 | 1.00 | |||
| (11) Money supply M1 | −0.05 | 0.01 | −0.01 | −0.03 | −0.09 | −0.08 | −0.19 | −0.12 | 0.18 | 0.02 | 1.00 | ||
| (12) FDI EUR bn | −0.15 | −0.16 | −0.26 | −0.08 | −0.16 | −0.14 | −0.26 | −0.25 | 0.19 | 0.21 | −0.02 | 1.00 | |
| (13) GDP Spending on R&D | 0.23 | 0.23 | 0.49 | 0.22 | 0.10 | −0.20 | −0.11 | −0.10 | 0.09 | −0.03 | −0.04 | −0.44 | 1.00 |
Source(s): Author’s own creation